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International Conference on Emerging Technologies and Intelligent Systems

ICETIS 2022: Proceedings of the 2nd International Conference on Emerging Technologies and Intelligent Systems pp 251–263 Cite as

The Influence of FinTech on Financial Sector and Economic Growth: An Analysis of Recent Literature

  • Mosharrof Hosen   ORCID: orcid.org/0000-0002-9301-4318 13 ,
  • Tat-Huei Cham   ORCID: orcid.org/0000-0001-7636-5928 14 ,
  • Hooi-Cheng Eaw   ORCID: orcid.org/0000-0003-0601-0325 13 ,
  • Vasanthan Subramaniam   ORCID: orcid.org/0000-0003-2230-9060 13 &
  • Hassanudin Mohd Thas Thaker   ORCID: orcid.org/0000-0002-6182-9045 13  
  • Conference paper
  • First Online: 09 February 2023

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3 Citations

Part of the book series: Lecture Notes in Networks and Systems ((LNNS,volume 584))

Even though financial technology (FinTech) has become one of the essential financial sector development strategies of many countries around the world in recent years, previous studies have analyzed the influence of financial growth from different aspects, but there are few works of literature devoted to the impact of FinTech on the financial sector and economic progress together. Fintech’s innovative banking and financial products are in high demand due to its uniqueness, cost efficiency, and user-friendly nature. This has caused disruption in traditional banking and finance sector of the economy. The question of whether the financial sector and the economy would not suffer from the incursions of FinTech, is not unreasonable. Using a review methodology, this paper finds that, Fintech has potential to influence the realization of increase in financial development and economic growth, only when appropriate regulation is put in place. Important policy implications and future directions are discussed accordingly.

  • Financial growth
  • Economic growth
  • Banking services
  • Fintech regulation

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Department of Accounting and Finance, UCSI University, Kuala Lumpur, Malaysia

Mosharrof Hosen, Hooi-Cheng Eaw, Vasanthan Subramaniam & Hassanudin Mohd Thas Thaker

UCSI Graduate Business School, UCSI University, Kuala Lumpur, Malaysia

Tat-Huei Cham

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Hosen, M., Cham, TH., Eaw, HC., Subramaniam, V., Thaker, H.M.T. (2023). The Influence of FinTech on Financial Sector and Economic Growth: An Analysis of Recent Literature. In: Al-Sharafi, M.A., Al-Emran, M., Al-Kabi, M.N., Shaalan, K. (eds) Proceedings of the 2nd International Conference on Emerging Technologies and Intelligent Systems. ICETIS 2022. Lecture Notes in Networks and Systems, vol 584. Springer, Cham. https://doi.org/10.1007/978-3-031-25274-7_21

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