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Absolute Assignment

What does absolute assignment mean.

Absolute assignment refers to a policyholder transferring his or her ownership of a policy to another party. That transfer means that all of the coverage within that policy will now go to the newly named party. The original owner of the policy does not have to state his or her reasons for doing so nor does he or she need to stipulate any conditions for the transfer.

Insuranceopedia Explains Absolute Assignment

There are a number of reasons why a policyholder transfers all of their rights to a policy to another person or entity. They might think of it as a gift to someone else. It could be the sole means of paying off a loan. Even if the insured has now given up their rights to all of the claims and privileges, they are still responsible for payments for the policy. The new owner might have been asked by the original owner to pay the insurer after the transfer is completed, but if the newly named party fails to do so, the negligence will not be blamed on that person but on the original policyholder.

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Absolute Assignment of a Life Insurance Policy

Absolute Assignment means complete Transfer of Rights. The person who transfers the rights is called the Assignor and the person to whom the rights are being transferred is called the Assignee.

The process of transferring rights of a Life Insurance Policy is called Assignment. There are 2 types of Assignment.

• Absolute Assignment
• Conditional Assignment

Hence Absolute Assignment means completely transferring whole and sole rights of the policy from the Assignor to the Assignee without any further terms and conditions applicable.

The process of assignment is complete only when the original Policy Document has been endorsed or a fresh Policy Document has been issued in favour of the Assignee.

Let’s take an example:

Rahul owns a Life Insurance policy of value Rs 5 lakhs. He would like to gift it to his best friend Ajay.

Thus, in that case, he would like to perform Absolute Assignment of the policy in Ajay’s name such that the death or maturity proceeds are directly paid to him. Rahul’s family members or nominee does not have any right on the policy money.

After the assignment is executed, Ajay becomes the absolute owner of the policy. If he wishes, he may again transfer it to someone else for any other reason. This type of Assignment without any further clauses attached to it is called Absolute Assignment.

Example in real life of Absolute Assignment happens in case of an Insurance Policy being taken by the employer as a perquisite for the employee. Once the policy is purchased, it is transferred to the employee’s name under Absolute Assignment clause. Hence the employee becomes the owner of the policy, but the employer pays for it till the end. Thus, instead of paying the employee cash, they purchase an insurance policy in their name and add it to their Annual Income Package.

Deepak Yohannan is the Founder & CEO of MyInsuranceClub. He enjoys writing on Personal Finance and focusses on explaining the basic concepts of insurance in simple language.

Absolute Assignment of Life Insurance Policies

An absolute assignment transfers all ownership rights of a life insurance policy.

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More Articles

•   1. What Is the Assignment of Insurance Benefits?
•   2. What Is a Life Insurance Assignment?
•   3. Does Life Insurance Count Towards the Two Million for Federal Estate Tax?

An absolute assignment of a life insurance policy involves transferring all rights and ownership decisions to another party. You could have one of several reasons for wanting to do this; for example, using the policy as collateral for a loan, or making a donation to your favorite charity at death. Making an absolute assignment is relatively simple as long as your life insurance policy allows it.

How Transfer of Ownership Works

Absolute assignment is akin to a transfer of ownership, in that you are giving all ownership rights to another party. Although you remain the insured under the contract, the new party can change the beneficiary (usually to itself), it can make decisions about investment options of a whole-life policy, and it can take any other action that does not jeopardize the policy's in-force status. You remain responsible for the premium payments, and you could be in breach of the assignment provisions if you don't pay them.

Collateral Loan Bank Assignment

Absolute assignment of life insurance is often done when a person applies for a loan. If the bank is concerned that the loan might not be repaid if you died, if might require a life policy with an absolute assignment to the bank. The bank names itself the beneficiary of the policy up to the amount of the loan balance. Any residual death benefit would go to your named beneficiary.

Financing a Charitable Gift

Another use of absolute assignment is to make a charitable gift. This approach is gaining in popularity.

Life insurance is often purchased to finance a charitable donation by the estate of a deceased individual. One drawback to this approach is that the entire gift goes through the estate and might incur probate delays and fees.

The use of an absolute assignment streamlines the process, as the charity can name itself the beneficiary of the policy. The charity can issue you a tax receipt for every premium, which you can deduct as a charitable contribution.

Absolute Assignment Legal Considerations

Insurance companies freely provide assignment forms that are straightforward and easy to fill out. Once an assignment is complete, a copy of the form should be filed with the insurance company.

The life insurance company may withhold part of its payout to any beneficiary -- including a newly designated one -- if a premium hasn't been fully paid, or because of other indebtedness. That might have legal ramifications for you and the assignee, in which the insurance company will take no part.

• Standard Life Insurance Co. of New York: Absolute Assignment Form
• Waypoint Partners: Assigning Your Life Insurance Policy
• Collateral Assignment Agreement

Philippe Lanctot started writing for business trade publications in 1990. He has contributed copy for the "Canadian Insurance Journal" and has been the co-author of text for life insurance company marketing guides. He holds a Bachelor of Science in mathematics from the University of Montreal with a minor in English.

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• Life Insurance Glossary
• Absolute Assignment

What is Absolute Assignment in Life Insurance?

<lingo>In life insurance, the term absolute assignment refers to the transfer of all interest, rights, and ownership of an asset — in this case, the life insurance policy. This decision is irrevocable, which means it cannot be changed once it is in place. It also applies both to the present and in the future. For those who are purchasing a life insurance policy, it is important to look for a clause like this in the details and to understand what it means to use absolute assignment. In short, all rights and ownership of the policy are being given to another person, specifically listed in the policy.</lingo>

Absolute Assignment Clearly and Briefly Explained

There are numerous reasons why you may wish to pursue an absolute assignment. For example, it may be used in the process of providing collateral for a loan to a lender. In addition to this, some may elect to use this when you wish to donate the proceeds from your life insurance policy to a charity or award them to a specific purpose after your death.

<twitter>In life insurance, the term absolute assignment refers to the transfer of all interest, rights, and ownership of an asset — in this case, the life insurance policy. </twitter>

One way to look at absolute assignment is that it allows you to transfer ownership — all ownership — to another party. When you make this transfer, you remain covered under the life insurance policy. However, the new owner of the policy has the right to make changes to it. For example, they can change the beneficiary of the policy. Most often, this will be done to change the beneficiary of the life insurance policy to the new owner’s name. In addition, the new owner now has the ability to make all decisions regarding the underlying assets within the investment. The only thing that the new owner cannot do is to eliminate the coverage of the plan.

When absolute assignment occurs, you continue to make payments on it. One common use of this is when you are taking out a loan and the bank is concerned about your age or health. They may require you to take out a life insurance policy and assign absolute assignment. This would help cover the value of the loan should you die while it is in place.

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What Is 'Absolute Assignment'

A n absolute assignment is a legal term that describes the transfer of ownership of a life insurance policy from one party to another. In this process, the original policyholder or owner gives up all rights and control over the policy to a third party, typically in exchange for something of value, such as money or a loan.

When a policyholder assigns their life insurance policy, they are essentially transferring ownership of the policy to someone else, who then becomes the new owner of the policy. The new owner of the policy assumes all the rights and responsibilities of ownership, such as paying premiums, maintaining the policy, and receiving the death benefit if the insured person passes away.

The process of absolute assignment requires the original policyholder to sign an absolute assignment form, a legal document that transfers ownership of the policy to the new owner. This document must be signed by both the policyholder and the new owner and submitted to the insurance company for processing.

The absolute assignment of a life insurance policy is often used as collateral for a loan or a way to secure a debt. For example, a person may assign their life insurance policy to a bank or lender as collateral for a loan. If the borrower cannot repay the loan, the bank or lender can collect the death benefit from the policy to cover the outstanding debt.

In addition, absolute assignment is sometimes used in divorce settlements, where one spouse assigns their life insurance policy to the other as part of the property settlement agreement. This ensures that the other spouse receives the death benefit if the insured person dies.

It is important to note that once an absolute assignment has been made, the original policyholder has no control or rights over the policy. They cannot make changes to the policy, such as increasing or decreasing the coverage amount or changing the beneficiary. These rights now belong to the new owner of the policy.

In summary, an absolute assignment is a legal process of transferring ownership of a life insurance policy from one party to another. It requires the original policyholder to sign a legal document that transfers ownership to the new owner, who assumes all the rights and responsibilities of ownership. Absolute assignment is often used as collateral for loans or as part of a divorce settlement agreement. Once an absolute assignment is made, the original policyholder has no control or rights over the policy.

What Is an Absolute Assignment?

Absolute assignment is most often encountered in the insurance industry. It is the irrevocable transfer of all of your interests, rights and ownership regarding an insurance policy both in the present and in the future. One common use of an absolute assignment is during a life settlement on a life insurance policy where you sell your policy prior to your death.

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Parties to an Absolute Assignment

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There are several parties (people) involved in an absolute assignment of an insurance policy. It is important to understand the function of each party. The first party is the insured, the person who is covered under the insurance policy. If it is a life insurance policy this would be the person whose life is insured. The assignor is the person who currently owns the rights the policy is providing. The assignee is the person who will be receiving the rights.

Other Parties Involved

In addition to the people directly involved in the absolute assignment transaction, there are people who are tangentially involved. The first is the primary beneficiary. The primary beneficiary is the person who benefits if the policy pays off. In addition to the primary beneficiary there is often a secondary beneficiary who will receive the insurance proceeds if for some reason the primary beneficiary becomes ineligible. One of the primary rights that the assignee is looking to acquire is the right to choose the beneficiaries.

Why Assign Your Rights?

There are a variety of reasons why a person might want to assign his rights of ownership to an insurance policy. Business policies might be assigned if the business is sold. Life insurance policies might be assigned if a person is near death but needs the money to pay medical costs. Accident insurance policies might be assigned to cover the costs associated with the accident.

Why Absolute?

The term absolute means that once the rights are assigned you can't change your mind. Often when an life insurance policy is assigned the assignee might have to make several insurance payments before collecting on the policy. He certainly wouldn't agree to this if at some point in the future the original owner of the policy could change his mind and take the policy back. Therefore the policy transfer is absolute and can't be revoked.

Other Uses of Absolute Assignment

In addition to the insurance industry, absolute assignment is often used in the mortgage industry. Often in a commercial mortgage the lender will insist on an absolute assignment of rents clause in the mortgage contract. This means that if the lender has to foreclose on the property he not only gets the property but he also gets the rights to any rents the property is generating. This could be significant if the lender got the property but the former owner got to keep the rent.

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Welcome Funds has compiled every term, phrase & definition related to life settlements. Have more questions? Call us toll-free at 877.227.4484 or complete our Quick Life Settlement Qualifier to determine your eligibility.

• The Life Settlement Option

WHAT IS ABSOLUTE ASSIGNMENT?

Absolute Assignment is a legal instrument that allows the owner of a life insurance policy or other valuable assets to transfer all rights and ownership of the asset to a designated assignee. This transfer of ownership is comprehensive and unrestricted, giving the assignee complete control and authority over the asset. Unlike conditional assignment, which may have specific conditions attached, absolute assignment represents an unqualified transfer of ownership..

Absolute assignment can be used not only in the context of life insurance but also for transferring ownership of other valuable assets such as real estate and securities. It involves a meticulous adherence to legal requirements and procedural details to ensure the validity and legality of the ownership transfer. Seeking guidance from legal and financial experts is essential to ensure a smooth and legally sound execution of the absolute assignment process..

When considering selling a life insurance policy, individuals have the option to engage in a life settlement, wherein the policy is sold to institutional buyers in the secondary market. This process involves applying to various licensed buyers who compete to offer the highest bid for the policy. An experienced life settlement broker can facilitate this auction-style bid process, ensuring that policy owners receive the best possible offer for their policies..

Welcome Funds is a nationally licensed life settlement broker that specializes in representing policy owners in the secondary market for life insurance. They engage in an auction bidding process to secure the highest offer from institutional buyers, providing professional representation and expert counsel throughout the sale of the life insurance policy..

To explore the eligibility of a life insurance policy for a potential life settlement, individuals can embark on a cost-free and commitment-free journey by engaging in a Life Settlement Qualification Process. This process includes a complimentary Personal Consultation & Appraisal, during which confidentiality is safeguarded. Interested individuals can complete a Quick Life Settlement Qualifier online or call a toll-free number to connect with a dedicated Client Care Advocate..

Overall, the combination of absolute assignment and the life settlement process provides individuals with a means to transfer ownership of valuable assets and explore options for selling their life insurance policies in a competitive market..

Complete our quick Life Settlement Qualifier or call us toll-free at 877.227.4484 to speak with a Client Care Advocate.

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• Assign Policy to New Owner

Assign policy to new owner

An absolute Assignment is a transfer of ownership from the Assured (Assignor) to another person or institution (Assignee). The Assignee becomes the new owner of the policy and assumes full legal rights over the policy. All proceeds, including surrender, maturity and claims, will be payable to the Assignee.

You can assign the policy if

1. the policy

- is not using CPF/SRS monies for premium payments

- is not effected under trust

- is not used to be exempted from CPF Board's Home Protection Scheme (HPS)

- is allowed to be assigned under the plan

2. both Assignor and Assignee are

- of sound mind

- not bankrupt

- not under duress

3. The Assignor must be at least 18 years old. For policies issued on or after 1 March 2009, the Assignee must be at least 18 years old. For policies issued before 1 March 2009, the Assignee must be at least 21 years old.

Both the Assignor and Assignee must come to our Customer Service Centre at 1 Pickering Street, #01-01 Great Eastern Centre, with their NRIC.

If the assignment is done between spouses, or parent and child, or siblings, and relationship can be established by producing the marriage certificate or birth certificate, they need not be present at our Customer Service Centre.

Please complete the Absolute/Collateral Assignment form. Additional documents required are stated on the overleaf of the form.

Yes, you can assign to a company or institution.

Both the Assignor and Assignee must come to our Customer Service Centre at 1 Pickering Street, #01-01 Great Eastern Centre, with their NRIC (if the relationship between them is buyer and seller).

For an assignment to a company or institution, a company stamp is required on the assignment form.

No. Once absolutely assigned, the policy ownership will belong to the Assignee. However, the policy ownership can be transferred back to you provided the Assignee agrees to it. A new assignment will need to be done.

You can still assign the policy if the nomination made is a revocable nomination. The revocable nomination will be automatically revoked once the policy is assigned. If the policy has a trust nomination, the trust nomination will have to be revoked before you make an assignment.

30 Frequently Asked Questions about Russia

Moscow Russia is flourishing in terms of tourism. Last Christmas and New Year holidays Moscow got into TOP 5 travel destinations in the world. Tourism in Russia will grow by 20% in 2019 as predicted by the Association of Tour Operators of Russia. The country will meet over 30 million tourists and this will be a record indicator for Russia.

Here are 30 Frequently Asked Question s about Moscow, Russia, Russian people and everything else you wanted to know before visiting Russia. Our Moscow guide Nikita is covering some of them in his video that he recorded specially for you. A short 1-minute video with most interesting facts is in the end of the article.

1. Where does Putin live?

Ultimately, Putin has a lot of residences at his disposal – it is believed he has around 20 palaces, villas and residences.

The official residence of Putin has since 2000 been Novo-Ogaryovo, which is located in a forest on Rublevo-Uspensky highway near Moscow.

2. Where does Putin work?

The working residence of Putin is the Senate building (also known as 1st building) in Moscow City, Russia, but he can also use the Grand Kremlin Palace.

Previously the president could use the 14th Administrative Corpus Building, but it was demolished in 2016.

3. Is there any possibility to meet Putin in person?

Actually it is not very easy to meet the president of Russia not only for foreigners but even for Russian people .  Vladimir Putin is well-known by his security precautions, you can’t meet him just walking down the street, but there’s always a chance ;).

If you received a high-ranked honor or decoration from Russia, then it is possible since it will be Putin himself who will bestow the award on you. Another chance to see the president is to visit some important government events such as parades, football matches etc.

4. What is the average price for an apartment in Moscow city center?

Moscow today is one of the most expensive cities in the world – its not a secret. A square meter in the center is now an average of 520 thousand rubles. The most expensive options inside the Third ring road are located in the Arbat area (1 397 100 rubles per meter). Second place goes to Khamovniki with an average cost per square meter of 759 thousand rubles.

Arbat street in Moscow – one of the most expensive streets in Russia

5. What is the average salary in Russia?

The official statistics body GKS.ru reported the average monthly income of 31,506 rubles ($556) per person in the third quarter of 2017. In 2016, the average income per person in Russia was 30,744 rubles ($542) per month or 368,928 rubles ($6,511) annually.

In the city of Moscow , capital of Russia, the salaries have always been the highest and can be double and even triple of that in the regions.

6. What about Russian winter? Is it very cold and snowy?

Yes, Russian winter weather is  cold . Average temperature is about -20 -30 degrees – it depends on the region. This cold is usually accompanied by ice and snow that may be generously dropped on the city by winter storms. A few deaths from falling icicles happen every year in Russia, so it’s important to be aware of how severe the winter weather actually is. Anyway Russian winter is a very picturesque and fantastic time. it’s surely worth experiencing.

7. What do Russian people think about USA/Trump?

Ultimately Russian people are really friendly and it is correct to say that a reservoir of good will and friendliness toward Americans exists in the minds and the hearts of the Russian people. Of course there are some overly patriotic people who hostile to America and Trump. but they are not in the majority.

8. How many people support the Communist party? / Are you sure you are not a Communist country anymore?

It takes the former role of USSR Communist Party and is called United Russia. Communist party is a branch of United Russia for old people. To attract younger voters, the party supports various Komsomols (youth organizations). In the early 21st century, the support for the KPRF fell, though it continued to be the strongest opposition party in the State Duma.

9. Is it safe to walk in Moscow at night time? Are there a lot of criminals?

It is totally okay to walk round the city during the night time. But it is better to stay in the center of the city. Central parts are the safest. According to Moscow tour guide, most of the cafes, pubs, restaurants, clubs and other Moscow attractions that open at night are located in the central part of the city. So you don’t even need to go anywhere. The best locations for night pictures are also located in the city center. You will not really need to go outside of the center at night.

Is Moscow safe at night? Yes!

10. Where are all homeless people? Why is it so hard to find homeless in the Moscow city center?

You can still see them if you look closely, but officials have tried to hide them from view especially before the World Cup. Homeless people are reportedly being moved from outside train stations where they are given help by charities. Newspaper Moskovsky Komsomolets (MK) reported homeless people have been warned they will be “sent to special camps” ahead of the tournament which kicks off next week.

Is Moscow clean? YES!

11. Moscow streets are really clean and attractive. Did they make these renovations only because of the World Cup?

Not exactly. Of course Russian government paid attention on Moscow image before the World Cup but anyway it is not the only reason. During the last decade, the government is taking measures to clean the air, to plants trees and flowers, to get rid of trash and dirt, to make  Moscow streets  cleaner and more beautiful.

Is Moscow beautiful? Very!

12. What do Russians prefer to choose – renting an apartment or buying their own?

Everything depends on the region. In province people in most cases try to buy their own property but in Moscow the situation is controversial. The Moscow market is ever changing and growing. In Soviet times, property was state-owned and people only had the right to “use” them. Nowadays everyone can buy their own apartment but only in theory.

13. Are Moscow apartments expensive?

According to Easy Expat , prices for Moscow apartments are now among the highest in Europe, ranging from $10,700 to $20,500 US dollars per square meter in city center. So not everyone can really have their own apartment.

Moscow is a bit pricey, but way cheaper than most of Europe

14. Who was the first one – Stalin or Lenin? Why are they so popular?

Lenin and Stalin happen to be the most prominent and influential leaders of modern Soviet Union. The first one was Lenin and he totally changed the whole political system in Russia. While Stalin ruled for almost three decades and was the successor of Lenin, it was Lenin who remains the father figure and a creator of modern day communist USSR (which ended in 1990 though).

15. What is Moscow Russia known for?

Russia is known for being the largest country in the world, encompassing a total area of around 6.6 million square miles. It is situated in Northern Asia surrounding the Arctic Ocean, which stretches from the western section of the Urals to the North Pacific Ocean. Russia is famous for its rich history and cultural diversity in terms of literature, art, ballet and classical music. The country gave birth to influential and notorious world leaders, including Peter I, Ivan the Terrible, Lenin and Stalin.

Moscow is the capital of Russia, its administrative, economic, political and educational center. Moscow is known for its many historical buildings, museums and art galleries, as well as for the famous Bolshoi, Maly and Art Theatres.

Izmaylovo Flea Market in Moscow

16. Why did Stalin ruin so many churches and other cultural heritage?

During his time in power, Stalin had a complex relationship with religion. He claimed atheism and continuing the tradition of teaching atheism in schools and propagating the idea that religion was only damaging to a perfect communist society. Stalin initiated a nationwide campaign to destroy churches and religious property and even persecute and kill church officials.

Christ the Savior Cathedral in Moscow

17. What is people’s opinion about Gorbachov?

Opinion  on  Gorbachev  unites Russians with different political  views . Some people blame him for losing the Soviet.  Of course there are some people who are thankful for introducing perestroika, or restructuring, because for some Russians it was profitable.  But the statistics show that the majority of Russia – 42 %  – are completely indifferent to him.

18. Why is Ivan the Terrible called “Terrible”?

He was a very aggressive and despotic leader. He executed and exiled many prominent boyars on accusations of conspiracy. He made the first laws limiting the mobility of peasants, leading to serfdom. He beat his pregnant daughter-in-law for wearing immodest clothing, possibly leading to a miscarriage. He and his eldest son then engaged in an argument and Ivan struck him in the head with a staff, killing him.

19. Red Square is Kremlin?

Kremlin and Red Square are the most popular tourist attractions in the heart of Moscow, but they are separate sites. Kremlin is a historical fortress and Red Square is the most famous square in Russia, it hosts all official military parades, demonstrations and public events. Red Square is a city square (plaza) in Moscow, Russia. It separates the Kremlin, the former royal citadel and now the official residence of the President of Russia, from a historic merchant quarter known as Kitay Gorod.

Kremlin is Kremlin. Red Square is Red Square

20. Where can tourists buy cheap matryoshka and other souvenirs? What other Russian souvenirs are worth buying? Where are the best prices?

On our Moscow tours we do not recommend our tourists to buy souvenirs in the Moscow city center especially in the most common touristic places, nearby Moscow attractions such as Arbat, Red Square etc. The prices will be too high. The best decision is to find some flea markets. For example, Izmailovsky Market. The biggest and most popular flea market in Moscow sells almost every souvenir imaginable: from Soviet antiques, to paintings to Asian rugs. The further you go in, the lower the prices and the more likely you are to get great deals.

Neznayka – character from Russian fairy tales

21. What is the best season for visiting Russia? When to visit Moscow?

Moscow is a very beautiful city and every season has its own charm and beauty. Anyway the most comfortable weather conditions for people who want to visit Moscow are in spring and the beginning of autumn when it’s not extremely hot like in summer and not that cold like in winter. Besides there are not so many tourists like in summer.

What is the best season for visiting Russia? Spring

22. Moscow where is it? What regions is Moscow Russia in? Is Moscow Russia in Europe?

The absolute location of Moscow, Russia is 57 degrees north, and 30 degrees east.  In Russia there are twenty-one republics, nine territories, five autonomous circles, 46 regions and two cities that do not belong to any single entity – Moscow and St. Petersburg. About 75% of the Russian population live in European Russia. Population density in European Russia is around 27 people per square kilometer, whereas the population density in Asian Russia is just 2.5 people per square kilometer.

23. Why is Moscow the capital of Russia? Has Moscow always been Russian capital?

Moscow  used to be  Russia’s capital  before 1712 when Peter the Great moved the  capital  to his new city St. Petersburg. Moscow got its capital status back in 1918 when it became the  capital  of the Soviet Union after the  Russian Revolution.

Moscow – Russian capital

24. How many people live in Moscow Russia?

City of Moscow is home to 12.19 million people which makes it the 6th largest city in the world and the most populous city in Russia. Moscow has a density of 8,5 people per square kilometer.

The current population of  the whole country  is  about 144 million people.

13 million people live in Moscow, 144 million people live in Russia

25. Did many people visit Russia during World Cup? What nationalities came to Russia?

Quite a bit! During the World Cup, more than 1.8 million fan passports were issued (Fan ID), with which foreign guests could repeatedly visit Russia without a visa and stay in the country until July 25. Russian Fans got the most Fan IDs (980 000), in the second and third places – the citizens of China (67 000) and the USA (52 000). 44,000 Fan IDs were given to Mexicans, 37,000 to Argentines, 35,000 to Brazilians, 31,000 to Brits, 30,000 to Colombians and Germans, and 27,000 to Peruvians.

Brasil football fans in Moscow

26. Tourists from which countries travel to Russia most?

Tourists from Germany, China, Finland travel to Russia most often. Traveling to Russia is getting more and more popular among the tourists from India and Iran. The demand for tours to Russia is in Germany, Italy, France.

Mexican football fans in Moscow

27. Is it easy to get Russian visa?

Depends what country you are from and what places you want to visit in Russia. Getting a visa to Russia can be a bit pricey.

However, since August 2017, Primorsky Territory began to issue electronic visas for citizens of India, China, Mexico, Japan and some other countries. For such a visa, you can visit Primorye, Kamchatka and the Sakhalin region with no visa fee. By March 2018 about 9,000 electronic Russian visas have been issued.

28. Where to meet the most beautiful Russian women?

That’s a tricky one! According to a survey of foreign tourists visiting Russia during World Cup, most beauties were counted in Sochi and St. Petersburg – where local girls charmed 23% of football fans. Next comes Moscow – girls from the capital of Russia attracted 20% of foreign football fans. Among other cities, Nizhny Novgorod is #4 (12%) and Yekaterinburg is #5 (10%).

Most beautiful Russian women are in Sochi, St Petersburg and Moscow :)

29. What to see in Russia?

There is whole list of must-see places in Russia. Start with TOP 11 cities that hosted World Cup 2018: Moscow, St. Petersburg, Ekaterinburg, Kazan , Samara, Volgograd, Nizhny Novgorod, Saransk, Rostov-na-Donu, Kaliningrad, Sochi. These cities are cultural and historical meccas in Russia.

TOP 11 Russian cities worth visiting: Moscow, St. Petersburg, Ekaterinburg, Kazan, Samara, Volgograd, Nizhny Novgorod, Saransk, Rostov-na-Donu, Kaliningrad, Sochi

30. What was World Cup 2018 famous for? What were the records of World Cup 2018? Where was World Cup 2018 hosted?

This is the first time a tournament has taken place across two continents – Europe and Asia. Essam El-Hadary (45y 161d) from Egypt broke the record for the oldest player to appear at a World Cup. Brazil are the only nation to have played in every World Cup and have won the most titles (5).

World Cup 2018 Russian fans

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A History of Moscow in 13 Dishes

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Five Themes of Geography: Moscow, Russia

The five themes of geography are Location , Place , Human/Environment Interactions , Movement , and Region . There are two types of location: Absolute and Relative locations. Absolute location is the exact location of the place. Relative location is the place in relation to the other place. Place has two different types of characteristics: physical characteristics and cultural/human characteristics . Physical characteristics are the way the place looks like mountains , rivers , oceans , plains , and beaches are physical characteristics. Cultural/human characteristics are the belief and actions that define a group of peoples way of life. Human/Environment Interactions are how people affect the environment . Examples can be positively or negatively . Examples can be Recycling , less energy, and growing crops for the good ways and littering , graffiti , and factory pollution are examples of bad ways of the interactions. Movement is how humans interact on the earth. These movements can be either by ship or telecommunication (tel·ə·kəˌmju·nɪˈkeɪ·ʃənz). Regions can be defined as group of people with at least one common characteristics. Examples can be physical features like mountains, Directional like west coast, and cultural like Latin America.

The first theme of Geography is location. Location can be described as a place or position on a map or on earth. There are two types of locations: Absolute and Relative location. Absolute location is the exact location of the place. Relative location is the place in relation to the other place. The Absolute Location of Moscow, Russia is 56° N, 38° E. The relative location of Moscow, Russia is that it is in the far western part of Russia. It is South of Palikhovo and north of Tarusovo .

What is the absolute location of Moscow Russia?

• 56° N, 38° E
• 70° S, 48° W
• 6° N, 38° E
• 56° S, 8° W

What is the relative location of Moscow Russia?

• East part of Russia, North of China, South of England
• Far western part of Russia, South of Palikhovo and north of Tarusovo

The second theme of Geography is place. Place is any area that is defined by everything in it. Place has two different types of characteristics: physical characteristics and cultural/human characteristics . Physical characteristics are the way the place looks like mountains , rivers , oceans , plains , and beaches are physical characteristics. Cultural/human characteristics are the belief and actions that define a group of peoples way of life. The physical characteristics of Moscow, Russia are that it has a lot of rivers like Moskva River , Oka River , Yauza River , and Setun River . They also have hills like Sparrow Hills, and Poklonnaya Hill. The cultural or human characteristics that Moscow Russia offers are its theaters like Bolshoi Theater, Moscow Academic Arts Theater, Obraztsov Puppet Theatre, and its circus which was called Great Moscow State Circus, and its concert halls, notably the Tchaikovsky Concert Hall.

What is a physical characteristics?

• way the place looks
• way the place feels
• way the place smells
• way the place tastes

What is an example of Moscow's Physical characteristics?

• Vnukovo Airport
• Moskva River
• Moscow Paveletsky railway station
• Belorussky Station

What is cultural/human characteristics?

• Way the place looks
• Exact location of the place
• belief and actions that define a group of peoples way of life
• place in relation to the other place

What are examples of Moscow's cultural/human characteristics?

• Bolshoi Theater

Human/Environment Interactions

Humans/Environment interactions is defined as how people affect the environment either negatively or positively . Humans interact with the environment in Moscow by: Driving cars even though each family MAYBE has one car , There are very few privately owned cars , Instead of riding in cars they will ride the Russian Rail network , The architecture is very old and many new building aren't made (this is good for tourism), Also people there are not aware of recycling so most of their trash ends up in landfills , In Moscow, everything is close so people walk and bicycle more often than they drive . However the number of plane trips (which is not good for the environment) in Moscow is going up hence the economy is improving .

True or False: Humans have impacted the world positively and negatively.

What have humans done to impact Moscow's HEI?

• Driving cars even though each family MAYBE has one car
• few privately owned cars
• ride the Russian Rail network
• All Of The Above

Region is described as a group of places with at least one common characteristic. Moscow is in the far western part of Russia . It is in Europe even though Russia is in 2 continents (Europe and Asia.) The European part of Russia has warmer temperatures. This means that they can grow more crops and have a higher population . Families are usually nuclear. The Asian part of Russia is colder. Because of the cold weather, the people can't grow as many crops . This leads to a smaller population . Families in the Asian part are more often extended with many generations living in one household. Moscow is in the Central Federal District (yellow).

True or False: Moscow's region affects the people positively.

Moscow is in the ________ District

• Volga Federal
• Ural Federal
• Central Federal
• North Caucasian

Movement is how humans interact on the earth. These movements can be either by ship or a broadcast over to someone else. An example of Moscow's movement is the Russian Liberation Movement which was a movement within the Soviet Union that sought to create an anti-communist armed force during World War II. Other examples of movements in Moscow are it's airports, heliports, railways, and roadways. Moscow has 3 busy international airports. It also has 3 centers in the Moscow region. It has the Moscow railway which has the length of 3,275 kilometers or 2,030 miles. It also has roadways and they have 11 of those which are the transportation for Moscow.

What is movement traveled by? (Pick 2)

What are examples of Moscow's movement? (Pick 3)

• Upward Mobility

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Final Assessment

Flexiquiz - quiz 1.

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