websites to create a business card

Make free business cards online in minutes.

Use the Adobe Express business card designer to create your own personalized business cards. Customize with trending fonts, backgrounds, and more.

Business cards

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Make your business card for free on the Adobe Express app.

Connect and network with this free business card maker..

Despite the increasing dominance of online business tools, the humble business card still has an important role to play. Whether you’re a business professional, self-employed, or in charge of a nonprofit venture, a professional business card is a great ice-breaker. Not only that, it’s a simple and effective way of giving people your contact details. With the free Adobe Express app on your side, designing your business cards is quick and easy.

Template IDs

(To pull in manually curated templates if needed)

Orientation

(Horizontal/Vertical)

( Full, Std, sixcols )

(number of templates to load each pagination. Min. 5)

Most Viewed

Rare & Original

Newest to Oldest

Oldest to Newest

(true, false, all) true or false will limit to premium only or free only.

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Cover Letter

Social Graphic

Infographic

How to make business cards.

Create free business cards for your brand or business.

The customization options available give you the power to create business cards that set you apart from the competition. Be as creative as you like or use one of the ready-made templates to accelerate the design process. Play around with different images, color schemes, fonts, and text layouts. The customization options are limitless.

Design standout business cards for free.

Design and printing services can be very expensive, but the Adobe Express business card creator lets you design your own cards for free. In just a few minutes, you can create something that will resonate with new and prospective customers. The huge range of design options available ensures your cards can be unique — which is essential when you’re trying to differentiate your business from competition.

Make custom business cards quickly with Adobe Express.

Business cards are a quick and easy way to convey important business and contact information. If you’re at a networking event, passing out your own custom business cards are an effective way to connect with others while leaving a lasting impression. When you create your own business card, you have the freedom to include all the relevant details you want, helping you make a good first impression. Drive further engagement and keep your business on top of your audience’s mind with custom business cards made with the help of the Adobe Express business card maker. With the Adobe Express free business card maker, making a custom business card design has never been easier.

A quick, free, and easy-to-use business card maker.

A business card not only displays your professionalism, it also keeps you top of mind for those you network with. Use the Adobe Express business card maker to create your very own business card that conveys your personal brand and aesthetic to others at a glance. Remember to include your own logo, favorite color schemes, and contact info to make things easier for people to connect with you. Consider adding a QR code to your socials, too, to streamline the process.

Create easier with the Adobe Express business card maker.

With the Adobe Express business card maker, it's a walk in the park to make a business card that fits your personal style or brand. Whatever vision, style, or aesthetic you imagine, you can easily bring it to life with tons of free business card templates by your side. Use our drag and drop editing features to add icons, graphics, shapes, to showcase your personality and liven up the details of your custom business card. To make your personal or business brand shine, upload your own branded assets and fonts, add a unique color scheme, and so much more. From print to a digital business card, Adobe Express lets you make everything you need for your brand, business, or personal projects.

Frequently asked questions.

Make the Right First Impression with the Business Card Maker

Create a professional business card with the Wix Business Card Maker. Get your personalized design delivered anywhere in the world.

Create a Stand Out Business Card Design

Choose a business card template and customize the content, font, colors and images to make it your own.

How to Make Business Cards in Just 6 Steps

Open the Wix Business Card Maker

Select the template that works best for your business

Add your name, business and contact details

Customize the font, colors and images to make it yours

Decide on your paper and order quantity

Enter your shipping and payment information

Everything You Need to Create Your Own Brand

A customized logo

A professional website

A personalized domain

A set of 250 business cards

Get a complete branding package for your business with a Wix Logo Maker Plan, including:

The cards I got from Wix were much better quality than my previous supplier. I’ll definitely be re-ordering from Wix when I run out!

Jill Standley

getclaritymh.com

Wix Business Card Maker FAQ

Do you provide other branding services.

Yes. You can create a professional website for your business, design a logo for your brand and produce personalized merchandise like t-shirts, mugs, tote bags and stickers.

Do I only get a design or the actual printed business cards?

You will receive the printed business cards of the design you order.

What types of paper can I have for my business cards?

With the Wix Business Card Marker, you can choose from different weights and finishes of paper to find the right one for your needs.

Do you ship business cards worldwide?

Yes, we ship anywhere in the world. 

How long will it take my business cards to arrive?

Orders usually arrive within 12 business days. 

Who prints and ships the business cards?

Orders are fulfilled by Order a Print .

Can I edit my order? 

After submitting an order, you have 24 hours to directly contact Order a Print and request changes.

How do I track my business cards order?

Once the order is shipped you’ll get an email with the tracking details.

Can I cancel or return my business cards order?

Yes, by contacting Order a Print directly. You can cancel an order within the first 24 hours. Damaged or defective orders need to be reported within seven days of the delivery date. Order a Print will investigate and send a replacement at their discretion. 

Choose a Professional Business Card Template

Get Pro Tips from the Wix Blog

How to Design a Business Card: The Complete Guide

Get Inspired: 30 Business Card Ideas

How to Design a Logo From Start to Finish

Create Your Professional Business Card Today

The 7 Best Free Online Business Card Makers

Can't hire a professional to design your business card? No worries, because you can do this yourself online with these free business card makers.

A business card is an affordable tool for branding and networking. Your business card can communicate your creativity to everyone while conveying your name, email, phone number, and business address to the mass. Creative business cards make it easier to create an impactful first impression.

Many agencies and websites usually charge handsomely for designing and printing such cards. You can, however, design and download a business card for free and print on your own to save money. Here, we'll look at a collection of websites that offers free business card designs and downloads.

1. Adobe Creative Cloud Express

Adobe Creative Cloud Express is a quick and reliable source for creative business cards. Surprisingly enough, it doesn't charge you to design a unique business card and download the card in a suitable format for printing purposes.

The tool lets you get the completed design in the form of PNG, JPG, and PDF. Therefore, you can easily print several business cards using any home or office printer.

Speaking of card designs, you'll find dedicated sections like Beauty, Brand, Minimal, Profile, and Design. Hence, considering the style and essence of your profession, you can choose the visiting card that'll boost your networking agenda.

You'll, however, need to sign up for a free account on it through Google, Facebook, Apple, other emails, or work emails. Once you access the tool, look for business cards via the search bar.

Select any template you like and modify that effortlessly with a few clicks. You can edit the whole design with your brand's logo, font style, and color palettes. Once ready, download your work for printing, emailing, or social media sharing.

2. Business Card Maker

If you like creating Google Slides, you'll love Business Card Maker tool. The online tool offers numerous ready-to-use templates on its left-side panel. It lets you edit the designs by simply clicking on the elements.

Pick any design you like and double-click on the texts to edit them. You can attach your photograph or brand logo by clicking on the logo field. Since it's absolutely free, you can download a watermark-free copy of your business card in JPG or PDF format.

Visme is another popular destination for you if you want unique business cards that speak for your brand and work. You get access to a full-fledged online graphic design tool to edit any business card template that you pick from the Visme template library.

As a free member, you can access 19 ready-to-use business card templates along with one blank template. The empty template is perfect for you if you love to design your own from scratch. You may download your design only in JPG format.

The artboard offers various components that you might need to modify a template or create unique designs. Some notable design elements are vector graphics, maps, tables, theme colors, and font pairs. You can also upload your own brand's logo to personalize the design.

Canva is also a fantastic option when you need a quick and stylish business card. Its drag-and-drop design method is popular among amateur and professional graphic designers. Since the tool is on the cloud, you can easily share your business card design work with your team.

Therefore, if you're a part of a team, Canva is an ideal platform for collaborative designing of business cards. Canva has thousands of design templates for professional and creative visiting cards. Its templates come in three primary formats: round corner, portrait, and landscape.

Related: How to Get Started With the Canva Contributor Program

Once you select a format, you can filter the template list further based on style and theme. For example, you can choose a round corner card with an elegant style and corporate theme.

The template library of Canva includes both paid and free designs. So, you must select a free template if you want to download it in various formats like high-quality PDF, JPG, PNG, etc.

5. VistaCreate

VistaCreate is a lightweight graphic design portal that offers simple business cards for free. You can modify the design on its web-based editor at granular levels like texts, logos, images, overlays, color palettes, and many more.

You don't need to be a professional graphic designer to create your own visiting card designs since VistaCreate offers drag-and-drop designing. However, many seasoned designers also use this tool since it brings all the design elements in one place.

Related: How to Showcase and Monetize Your Work on VistaCreate

You can store your brand assets like typefaces, logos, and color palettes for future use. The editor gives you access to a huge library of text styles, shapes, vector arts, and stock photographs.

The tool is ideal for creating digital business cards for social media since you can download your visiting cards in high-quality PNG, transparent PNG, and JPG formats. Plus, if you wish to print your cards, you can download your designs in PDF format.

Shopify is a leading eCommerce hosting website that offers a free business card generator tool. Its user interface is similar to that of a form-based data entry system.

After you visit the tool's portal, scroll down to choose your domain from a vast list like beauty, food, health, living, services, skills, and so on. However, the final visiting card comes on a simple white background. Simply fill out the visiting card form that asks for your first name, last name, email, job designation, company name, etc.

Shopify's tool also lets you upload a logo for further personalization. You'll get an email with the business card design. You may download the card in PDF format.

If you're looking for a no sign-up business card design tool, then you should try out Jukebox. It offers hundreds of visiting card templates. You need to scroll down the portal to discover more designs.

The portal immediately takes you to the artboard once you select a design. Here, you can quickly customize the card by changing the name, company logo, address, website, and other details.

The editor offers basic design elements like geometrical shapes, images, and symbols. Downloading your business card is also effortless using PDF and JPG file formats.

Create Business Cards for Free Networking

It's always good to get a specialist to design and print your business cards. However, if you're just starting out and feel that expense is out of your budget, these websites can help you save a ton of money.

Become your own business card designer by giving any of the above tools a try. In case you need help with brand logos, don't worry! There are free online apps for logo designing as well.

NYT Wirecutter just named MOO Business Cards a pick for 2023

Business Cards

Stand out with the best business cards—special finishes, unique sizes, and instant impressions! Let your cards speak for themselves.

Shop Business Cards by paper

You can’t go wrong. We start at premium Business Cards and go all the way to extra fancy.

Original Business Cards

50 cards from $21.00

• Our “feel good” premium paper
• Great quality and great value
• Available in gloss or matte finishes

Cotton Business Cards

50 cards from $30.00

• Made from cotton linters (the fuzz around the seed)
• Uncoated and naturally bright white 
• Subtly textured

Super Business Cards

• Silky smooth, strong and durable
• Available in Soft Touch or High Gloss
• Customizable with special design finishes

Luxe Business Cards

50 cards from $39.00

• Extra-thick Mohawk Superfine® luxury paper 
• Choice of eight eye-catching color seams
• Naturally textured – write on either side!

New to MOO?

See our full range of Business Cards in all the possible variations of shape, paper stock & finishes for free

Shop Business Cards by size

From Standard, to Mini, to MOO Cards, find the perfect fit for your business.

Standard Business Cards

3.5" x 2.0"

MOO Size Business Cards

3.3" x 2.16"

Square Business Cards

2.56" x 2.56"

50 cards from $24.00

Mini Business Cards

2.75" x 1.1"

100 cards from $21.00

Shop by Special Finish

Customize your Business Cards with luxurious special finishes to make them even more unique.

Gold Foil Business Cards

50 cards from $46.00

• An irresistibly gilded finish
• Enhance your logo, text or design
• Go subtle or go full-on bling
• 18pt Super paper stock
• Velvety Soft Touch finish

Silver Foil Business Cards

• A cool, metallic finish
• Add shine to designs, logos or text
• For eye-catching, mirror-like shine

Raised Spot Gloss Business Cards

• For thick, touchy-feely shine
• Adds an extra tactile dimension
• Makes cards look and FEEL amazing

Spot Gloss Business Cards

• Add smooth, transparent shine
• Contrasts the Soft Touch finish
• Makes images and text dazzle

Letterpress Business Cards

50 cards from $60.00

• Traditionally pressed, digitally printed  
• Beautifully tactile and quietly luxurious
• Impactful 32pt paper that’s four layers thick
• 12 unique designs, paired with ink or blind deboss

Business Card design templates

• For Gold Foil, Spot Gloss and Raised Spot Gloss
• Business Card designs from subtle to full-on
• Get customizing or simply get inspired
• Edit your name, details, logo and more

MOO Business Card Templates

Use our unique, modern Business Card design templates right out of the box or customize to suit your style.

Best Buds Business Card Design

Sand+stone business card design, the good grocer business card design, totup business card design, designing your business cards.

Whether you’re a total beginner or a creative professional, we have design options to help you create your own Business Card.

Use our templates if you...

• Are looking for inspiration
• Want a professional, quality Business Card design
• Simple, fast customisation for quick card printing

Design your Business Cards online if you...

• Already have your logo
• Want to create your own design easily
• Want to customize every detail

Upload a full design if you...

• Have your Business Card design files ready to go
• Have design chops or your own designer
• Are confident with your layout

Why MOO Business Cards?

Printfinity.

Enjoy a different design on the back of every card – for free!

The MOO Promise

We move heaven and earth so you’re happy with your order!

Next day delivery!

Available on Original and Luxe orders before 2pm (EST) Mon–Fri.

Business Cards – Design inspiration

The MOO community is creative, inventive and more than a little bit brilliant. Head on over for creative Business Card designs, inspiring stories and tips to grow your business.

Business Card size and dimension guide

Find out everything you need to know about Business Card sizes in our ultimate guide to business card dimensions.

Business Card etiquette around the world

An improperly presented Business Card can doom an international meeting before it begins. Read our top Business Card etiquette tips for success.

8 Business Cards that are basically a work of art

Here’s how some of our most creative customers took their Business Cards from perfectly practical to miniature works of art.

FAQs - Business Cards

How soon can i get my business cards delivered.

We like to print business cards fast at MOO, but shipping speed will depend on the paper and options you choose for your cards. It can be as fast as 2 days, with Next-Day delivery available for various options if you order before 2pm (EST) Mon-Fri

What sizes of Business Cards do you offer?

We offer the following Business Card sizes:

• Standard (3.5" x 2.0")
• MOO Size (3.3" x 2.16")
• Square (2.56" x 2.56")
• MiniCards (2.75" x 1.1")

Why use MOO's Business Card printing service?

MOO Business Cards are the best cards a business (or human) can get:

• Paper stocks go from premium to extra-fancy
• Use your own design or one of our templates to create your Business Cards online
• Hand-checked, high-quality Business Cards printed in full color
• Print a different design on each double-sided Business Card with Printfinity
• Great customer service!

What is the difference between matte, glossy and soft touch Business Cards?

• Matte Business Cards are shine-free, and you can even write on them with a permanent marker
• Gloss Business Cards accentuate color and gives depth, making images more vibrant with a dramatically shiny finish
• Soft touch Business Cards have a shine-free, luxury velvety coating that makes people want to hang on to your card

We also offer High Gloss cards, on Super paper but with a similar finish to Gloss and Cotton cards, which are uncoated and more textured than matte options.

What should I put on my Business Card?

If you're wondering what to put on your Business Card, simply pick one of our  Business Card design templates  and customize the placeholder copy with your information. You can add your own logo and images, and even a catchy tagline!

What's Printfinity?

Printfinity means you can print a different design on the back of every card in a pack at no extra cost. That's up to 50 designs in each pack, so you can show the many (many) sides of your business.

Even more good stuff

Greeting cards.

• 16pt paper stock with satin finish for vibrant colors
• Uncoated inside, so it’s nice to write on
• Print a different customizable design on every card
• Free white envelopes as standard

Display Boxes

• Keep stationery safely and stylishly stored.
• Available in three sizes.
• Designed for MOO Business Cards, Notecards, Minicards – and distinguished desks everywhere.
• Only ever premium papers
• In a variety of finishes and paper thicknesses
• Sizes and shapes for every occasion
• You can even add Gold or Silver Foil

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business card

Simplified s Online Business Card Maker to Expand Your Network

Free Online Business Card Creator

Create Business Cards and Visiting Cards Online

Design the perfect business card that draws interest and builds connections. Standard business cards are 3.5 x 2 inches or 2 x 3.5 inches, and Simplified makes it simple to create visiting cards that stand out. With millions of free premium graphics, icons, logos, and illustrations, as well as thousands of trendy fonts, you can design unique cards with logos and color palettes that jump right out of your wallet and into the hands of future collaborators.

How To Use the Free Business Card Creator

Beautiful Cards That Help You Grow Your Business

Create and share impactful business cards with customized visuals and your own personal design elements uploaded from Google Drive or your computer. Share your designs in real-time with collaborators, and get comments or edits quickly so you can finalize your design. Download your card as an SVG, JPG, or PNG, share it to your socials right from the app, or export to your computer for high-resolution printing. Our powerful design tool helps you start and finish designing custom templates in seconds. Get more done, in less time!

Simplified Design Editor

Design with ai.

Designing can be a drag, but not with our AI-driven editor! With drag-and-drop simplicity and features like GENERATIVE FILL, Auto Focus, Text-to-Image, and AI Writer, you can create stunning designs in no time. So what are you waiting for? Start designing today!

Master Your Brand

Branding can be tricky, but not with Brandkits! With Brandkits, you can unify your brand's essence with just a few clicks. Add your logos, fonts, assets, and customize AI-generated copies to match your brand's voice. So you can focus on what you do best: creating amazing products and services.

Design like a pro.

Design like a professional even if you're just starting out. Our editor's arsenal of pro features and assets will take your designs to the next level. With blending modes, filters, free stock media, and more, you can create professional-looking designs that will wow your clients and customers.

Collaborate in Flow

Designing with a team can be tough, but not with our collaboration tools! With our Team Collaboration Feature, you can gather live feedback from clients and team members right in the editor. So you can stay on the same page and move projects forward quickly

Do More, Learn More With Simplified

Simplified blog is a great place to learn from the best in Instagram marketing. Whether you want to bulk up on social media knowledge or get your first followers.

Simple Logo For Your Brand: Ideas, Inspiration, & Why You Need It

Free Graphic Design Tools and Features

How to design a wallpaper

Design Terms: A Must Read for Beginners!

Frequently Asked Questions

Is there a free version of simplified, how does your pricing work, why should i switch to simplified, how do i create a new workspace, how quickly can i get customer support, ready to simplify your marketing.

Join the founders, freelancers, and teams already building their brands on Simplified.

What our 2 million+ users are saying about Simplified

Aggregate review rating.

4.9/5 Stars

Date - Nov 28, 2023

It's easy to use and understand

It is very easy to make a thumbnail with simplified. The quality of pictures is the best!

Date - Sep 04, 2023

Simlified is goated

it helps me with my thumbnails on youtube and it has a background remover that you dont even have to have a green screen in the background and theres so many other benifts simplifed has

Date - Oct 9, 2022

Very impotent tool for YouTube video creators

As video creator views on video is mater a lot and as we know it depends on title thumbnail and tag so yes here in simplified i am getting number of option so this is great

Date - Oct 05, 2023

Best website for YouTube thumbnail and more for card

We can make every type of thumbnail in itEithe make card for wedding also

Date - Dec 28, 2023

Creating unique thumbnails and posters for youtube

I can make many unique images that can be used for my future video thumbnails on YouTube.

4.5/5  Stars

Date - April 13, 2022

YOU NEVER TO OLD TO USE SIMPLIFIED

Do design work across all social media platforms and it's great for this. It's easy to use and the developers keep making it better.

Top 6 Websites To Create the Best Business Cards

No business or freelancer can call themselves professional if they don’t have business cards (I suppose, in the same way if you are not using small business invoicing software by now). Carrying your contact information with you at all times is essential because you never know who you will meet when you’re networking, visiting clients, or even working at Starbucks. If a potential client asks for a business card and you have to scribble your name and number on a napkin, the chances of that person calling you is very slim (happens often when you are trying to balance freelancing with a full-time job ).

You don’t need a large budget to get creative, high-quality business cards, either. In this day and age, there are plenty of reputable and cost-efficient websites where you can design custom business cards and even save the template for easy reordering. The best sites have lots of unique business card ideas and templates, making designing and buying business cards online easier than ever. The criteria you should look for when deciding the best place to order business cards online are quality, cost, and user experience.

Having the best business cards will help you and your business stand out from the competition, so don’t take your business card printing decision lightly. We’ve done the legwork for you by scouring the Internet for the top five websites to create the best business cards for you:

VistaPrint — Business Card Printing

When it comes to online business card creation, most people have probably heard of VistaPrint , and for good reason. Vistaprint is one of the best business card printers online. They offer a huge selection of unique business card templates, a very user-friendly experience, and low prices—or even free cards, if you don’t mind the VistaPrint logo on the back.

Other great features include glossy, matte or metallic finish, raised print, double-sided printing, and matching letterhead and envelopes. In addition, you can upload your business logo or other images. Production and shipping time takes about seven business days, and the cards come in a cardboard box with a closable lid.

The downsides are: you can’t customize the cards (no rounded corners or square cards) and you must maneuver through several sales pages before finally checking out.

Price: starting from $15 for 100 business cards

Moo is a great choice for high-quality business cards and other stationery products. They offer full color, two-sided printing, detailed customization—including different photos or designs on each card, which is perfect for photographers and other artists—and no watermark, even for the free option. Choose from a matte or glossy finish.

Moo also offers discounts for companies that have more than ten employees. And perhaps the best option of all is NFC (Near-Field Communication) cards, which allow you to transfer your contact information to another person’s smartphone just by tapping the card to their device.

Other great features are a very user-friendly website, excellent customer service, and a large choice of card templates and design options such as rounded corners, square cards, and mini cards. Or you can start from scratch if you are so inclined. Production and shipping takes about five business days, and your cards arrive in an attractive business card holder.

The downsides are fairly minimal: a non-standard card size and a higher than average price.

Price: starting from $19.99 for 50 business cards. Moo makes some of the best business cards out there, at an attractive, if slightly higher price point.

GotPrint is the go-to option for those looking for cheap business cards. GotPrint’s cards are simple, traditional, and affordable. They offer different card stock, sizes, and shapes—including circles, ovals, and squares.

Other features include UV coating, full color, and front and back printing. Customer service is quick and the reps are knowledgeable. Production and shipping time is five business days.

The downside to GotPrint is that their design options rely quite a bit on stock photos and their templates are limited. If you’re a designer, then using the Advanced Designer, a third-party feature from which you upload your finished design to GotPrint, will allow you to create a more personal look. They also don’t provide mini cards.

Price: starting from $7.63 for 100 business cards.

JukeBox Print

For your more unique business card ideas, JukeBox has a large and varied selection of card stocks—such as textured pulp, recycled paper, and wood—card color, and card shape, like circles, rounded corners, hearts, and cupcakes. They offer matte or gloss finish, and foil or pearl coated.

Jukebox has some of the best business card printing options online, featuring full color, two-sided printing, bleeding edges—all with superior color and print quality. You can also use a template or customize your cards from scratch. You can request business card samples as well as a PDF proof of your order before purchasing. Production and shipping time is eight business days.

The downside is that the website is a little confusing to navigate.

Price: starting from $35 for 100 business cards

48Hour Print

These business cards are of excellent quality, with very clear colors and sharp lines. 48Hour Print doesn’t offer vertical or non traditionally-shaped cards, but you can get mini cards, rounded corners, or tent-fold cards. Other features include a glossy, matte or UV finish, the latter of which not only gives it a professional, glossy sheen, but gives the cards more durability.

Production and delivery time is two business days (and they guarantee turnaround time or your order is free) and comes in a plastic case.

The downside is that 48Hour Print does not have any online design tools or pre-made templates (you’ll have to upload your own artwork files), so this site might be more suitable for people with design experience. It’s also a little pricier than other sites, but well worth it.

Price: starting from $19.97 for 100 cards. It’s a little more expensive than the other sites on this list, so it won’t be the best business card printing site from a pricing perspective.

Elite Flyers

Elite Flyers offers a huge variety of business card styles in any quantity you or your business could want. Do you want to buy simple business cards in bulk, or do you want a small batch of custom, 3D Lenticular cards that appear holographic? From standard paper business cards to velvet with raised spot UV coating, Elite Flyers has you covered for even the most unique business card ideas. Not creative? Elite Flyers will even design your business cards for you, for a fee of course. If you’re buying in bulk, Elite Flyers is one of the cheapest options for business cards, depending on the style of card of course.

Production turnaround depends on the complexity of your order, but standard business cards typically take between 3 and 5 days from order to shipping.

The downside to Elite Flyers business cards is that their design templates are limited, so unless you’re very design-oriented and can do it yourself, you might have to pay the $50 design consulting fee.

Price: starting at $20 for 100, or $35 for 1,000. Full color, 2-sided printing is included in the price for all orders.

Now that you’ve found the best business cards for you, it’s time to take your small business to the next level. For more small business advice from the best icebreaker questions for interviews, to the challenges facing today’s entrepreneurs , check out our blog!

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Between Curdbee & their new version, Hiveage, I’ve brought in more than $310,000 than I would otherwise not have . If I ever need to send an invoice, I know it’s gonna work, and I know they’re gonna get it, and I’ll know when they’ve seen it and paid or not paid it. At least if everything else gets hard, I know I’ve got a system there that’ll let me get paid. Micah Rich Creative Director and Owner, www.weareagoodcompany.com

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• Choosing the right business card

Application process and requirements

• Business vs. personal credit cards
• Why business credit is important

Types of business credit cards

Choosing business credit cards for llc startups: a 2024 guide.

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews .

• A small business credit card can help you separate personal and corporate finances.
• Business credit cards offer many forms of financial protection and often reward you for spending.
• Read Business Insider's guide to the best small business credit cards for you.

Business credit cards act very similarly to personal credit cards, providing business owners with a secure way to charge and manage purchases for their company.

You'll quickly discover that there are dozens of business credit card options for new LLCs. The best business credit cards make it easier to track and separate business expenses, manage employee spending, and even earn rewards based on your company spending.

Benefits of business credit cards for LLCs

A dedicated business credit card for your LLC can have many benefits. These are some of the best advantages.

Easier expense tracking

You should always separate your personal and business finances , especially for accounting and tax purposes. Your business credit card makes it easy to simultaneously shop for your company as well as your home, as long as you divide your items into two separate purchases at checkout. 

Fraud prevention

Since debit cards link directly to your bank account, an unscrupulous thief or hacker may be able to wipe out your business savings if they get a hold of your company debit card. When you pay with a credit card, however, you'll have an additional layer of protection if your issuer detects fraudulent activity. 

Purchase protection

Many business credit cards offer complimentary purchase protection as a benefit, which can be extremely beneficial if you're outfitting an office with appliances, TVs, computer monitors, and other high-ticket items. Purchase protection is a form of insurance: Your credit card issuer will replace or repair an eligible product free of charge if it's accidentally damaged, stolen, or lost within 90 days of your purchase date.

Benefit limits and qualifications will vary from card to card, so read the fine print to know when you should file a claim. 

While there are many benefits to using a business credit card for your LLC, there are also some risks and downsides to keep in mind. Here are a few things to note before you apply for and begin using a business credit card.

Interest rates

Every credit card will be subject to interest charges if you hold a balance from one month to the next (versus paying off the total balance in full) unless the card also has an introductory 0% APR offer for a period of time. This interest rate is based on factors such as the current federal prime rate and your creditworthiness.

The higher the interest rate on your LLC's credit card, the more you'll pay on your card's balance if you don't pay it off each month. This can easily spiral into paying hundreds, if not thousands, of extra dollars each year in interest charges alone.

Annual fees

Some cards charge annual fees, which is the cost of simply holding that card each year. If you're able to utilize all of the card's benefits and/or earn enough in rewards to compensate for that fee, the card may be worthwhile. However, if you're paying to use a card that doesn't offer much in the way of benefits, or has benefits that don't match your LLC's needs and function, you might be better served with a different card product.

Credit limits 

You may find that, depending on your company's creditworthiness and history, your card is subject to spending limits. Depending on how your LLC spends money, any large purchases you need to make, and whether or not you'll carry a balance over, these limits could affect your ability to use the card when you need it. 

Sometimes, there are also reward limits that will determine the maximum rewards you're able to earn overall or in specific spending categories. It's important to note these limits and compare them to your typical spending habits, as they can easily throttle your potential rewards.

Personal credit

A business credit card can still affect your personal credit in some cases. While most business credit cards are reported to commercial credit bureaus, there are some products that will show up on your personal credit report. Additionally, if you fail to make your payments as promised, many issuers will submit a negative report to your personal credit.

How to choose the right card

With all this information to evaluate, how do you choose the right business credit card for you and your LLC? The answer will be different for everyone. Here are a few considerations to keep in mind that will help you decide. 

Business spending 

Are you using this business credit card for all of your company's spending, or just spending in certain categories? You'll also want to consider where your business spends the bulk of its money each month.

If your spending categories are all over the place, a cash back business credit card that offers rewards on every dollar spent might make the most sense. But if most of your spending comes from airfare, hotel stays, and rental cars, a travel business credit card will help you maximize rewards and protections. 

Comparing rewards

Some business credit cards offer rewards on every dollar you spend, while others will only offer rewards in certain spending categories. Some rewards credit cards allow you to cash in your earnings for travel, gift cards, or new purchases while others only allow statement credits. The right card for you depends on how your LLC spends money each month, how much you can earn in rewards, and how you want to use those rewards.

Employee credit cards

Which of your employees is authorized to use your business credit card? Will you need multiple cards for other business partners, or for contractors such as your accountant or CPA?

Some business credit cards make it easy to issue and manage employee credit cards for authorized users, even setting individual spending limits for each card. You may even be able to find one that gives you the card management tools you need and offers free cards for other users.

Not all annual fee credit cards are bad, and in some cases the rewards and benefits you earn more than make up for the cost of a card. However, it's important to weigh a card's annual fee against the value of benefits you'll actually use before applying, to make sure you're picking the right product. In some cases, finding a no-annual-fee business credit card makes the most sense for your LLC.

Welcome offers

A welcome offer, also called a sign-up bonus, is a great way to earn a large amount of points or miles on a new card in exchange for meeting a certain spending threshold in the first few months. If you already have big business purchases to make, finding a card with an enticing sign-up bonus can be a great way to boost your rewards and even compensate for a card's annual fee.

The process of qualifying for a business credit card is slightly different from qualifying for a personal credit card.

Documentation needed for application

Each issuer's requirements will vary, but you'll typically need to provide the following documents for a business credit card application:

• Required business documents, such as your LLC's formation paperwork, previous tax returns, and EIN
• Proof of a business bank account, which shows that your company is separate from your personal finances
• Information about your business, including its industry, operations, and purpose

You should also be prepared to have your personal credit pulled, especially if your business is newer or doesn't have a strong enough credit history to stand on its own. 

Read more: How to get a business credit card with your Employer Identification Number (EIN) only

Business credit cards vs. personal credit cards

Building credit with LLC business cards can be easy if you start off on the right foot. There are a few important distinctions to make between business credit cards and personal credit cards, even though the two have some overlap. 

Similarities between business and personal credit cards

• Both business and personal credit cards can be reported to the credit bureaus and may affect your credit score.
• Personal and business credit cards will typically be subject to a credit limit, which dictates how much you can charge to the card at any given time.
• Fees are common on both business and personal credit cards, though there are no annual fee credit cards available for both individuals and businesses.
• If you hold a balance on either a business or personal credit card, your account may be subject to finance charges. Your credit card's interest rate depends on factors such as your credit history, credit score, and current benchmark rates.
• Both personal and business credit cards may offer rewards on spending such as miles, points, or cash back. Rewards may be available on all spending or only in certain categories, depending on the card.

Differences between business and personal credit cards

• Business credit cards are only available to those with a verifiable business, while personal credit cards are available to any eligible consumers who qualify.
• A business credit card is intended for company spending by the business owner and any authorized partners or employees. Personal credit cards, by contrast, are only intended for an individual's own personal spending (or that of their authorized users).
• The rewards programs on a business credit card are usually structured to include typical business spending (like advertising, office supplies, and postage), while personal rewards credit card programs may be tailored to individual spending habits (like gas, groceries, and streaming services).

Why building business credit is important for your LLC

The activity on most business credit cards will be reported to the commercial credit bureaus. Like a personal credit report, your business credit is an important factor that can impact your company's creditworthiness and future activity.

Establishing and maintaining a good business credit score is imperative if you want to:

• Take out a loan or line of credit for your LLC in the future
• Increase your company's credit card limits for more flexibility and security
• Build your company's financial strength rating
• Earn more favorable terms and arrangements with vendors and suppliers
• Qualify for lower business insurance premiums
• Avoid being asked to personally secure business debt, since your business credit will be strong enough to stand on its own

When shopping around, you'll find that there are a few types of business credit cards available today from each of the major card issuers. The right one for you and your LLC depends on how you spend, how much you spend, who will be using the card, your business history, and how you prefer to earn rewards (if any).

Not all business credit cards are the same, nor do they offer the same features and benefits. Most business credit cards fall within the following categories:

• Cash back business credit cards — Cash back business credit cards reward users on monthly spending with a low percentage return on every dollar spent.
• Rewards business credit cards — As the name suggests, rewards business credit cards earn incentives on overall spending or spending in certain categories, which is typically earned in the form of miles or points that can be redeemed for statement credit, travel, purchases, gift cards, and more.
• Travel business credit cards — Travel business credit cards either offer travel-related benefits and protections as a standard perk, earn rewards on travel-related business spending, or both. 
• Secured business credit cards — If you're unable to qualify for a typical business credit card, a secured business credit card can be a great way to get your foot in the door, help your LLC get approved for a business credit card in the future, and begin building your business credit in exchange for a secured cash deposit. 

Yes, a new business can qualify for a business credit card . You'll typically need to have strong personal credit and it helps if you have documents proving that you own your small business. 

The Ink Business Preferred® Credit Card is Business Insider's choice for most LLC startups, topping our list of the best business credit cards .

Most issuers check the applicant's personal credit score as part of the qualification process for small business credit cards. In most cases, your credit score will only take a small hit, and the hard inquiry will drop off with time. 

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

**Enrollment required.

For rates and fees of the US Bank Triple Cash Rewards Card, please click here.

† The information related to the Capital One Spark Miles Select for Business has been collected by Business Insider and has not been reviewed by the issuer.

For rates and fees of the American Express Blue Business Cash™ Card, please click here.

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Request an Apostille

Upcoming apostille pop-up shops.

The California Secretary of State’s office is excited to announce the launch of our Apostille Pop-Up Shop event series. Throughout the year, the Secretary of State team will partner with local county offices to bring in-person Apostille services to a location near you. See below for upcoming events and be sure to check this page regularly as more dates will be added.

Alameda County – Tuesday, April 30, 2024

• 8:30 AM to 4:30 PM
• Dublin Public Library 200 Civic Plaza Dublin, CA 94568
• Free Parking

San Diego County – Monday, May 13, 2024 & Tuesday, May 14, 2024

• 8:00 AM to 5:00 PM
• County of San Diego Assessor/Recorder/County Clerk's Office 1600 Pacific Highway, Rm. 273 San Diego, CA 92101

Orange County – Wednesday, May 29, 2024

• 9:00 AM to 4:30 PM
• Orange County Clerk-Recorder’s Office 601 North Ross Street, First Floor, Room 103 Santa Ana, CA 92701

What to Bring:

• A document signed by a California public official or an original notarized and/or certified document. A photocopy is not acceptable.
• A completed Apostille Pop-Up Shop Request Cover Sheet .
• Payment (Visa, Mastercard, Check or Money Order. No Cash.)

We recommend arriving as early as possible during the event to guarantee service.

The California Secretary of State provides an Apostille to authenticate California public officials' signatures on documents to be used outside the United States of America.

In addition to our Apostille Pop-Up Shops, there are multiple routine ways to obtain an Apostille in California:

By Mail - An Apostille can be requested by mail through our Sacramento office.

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• A cover sheet stating the country in which the document will be used. You may use our Apostille Mail Request Cover Sheet , or write your own.
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     In Person  - An Apostille can be requested in person at our Sacramento and Los Angeles offices.

How to Request an Apostille in Person in Sacramento

Secretary of State (Sacramento) 1500 11th Street, 2nd Floor Sacramento, CA 95814

The  Sacramento  2nd floor public counter is open for in-person, same day service. Please obtain a take-a-number ticket from the dispenser in front of Room 255 and wait for your number to be called. Please be mindful of the following:

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How to Request an Apostille in Person in Los Angeles

Secretary of State (Los Angeles) 300 South Spring Street, Room 12513 Los Angeles, CA 90013

The  Los Angeles  office located in the Ronald Reagan building is open for in-person, same day service. After obtaining a take-a-number ticket upon arrival, you may be asked to wait on the second floor until your number comes up. Please be mindful of the following:

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• A cover sheet stating the country in which the document will be used is required. You may fill out and print our Apostile Request Cover Sheet (LA)  to include with your request or fill out the form by hand upon arrival at our office.

For more information, visit our Apostille Frequently Asked Questions webpage.

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Our top picks of timely offers from our partners

6 best business credit cards for startups of April 2024

Earn cash back, travel rewards or take advantage of 0%-apr offers with these business cards..

There's a lot to consider when embarking on a new business venture. What credit card to get might not be your top priority, but it's also not something you want to ignore. The right small business credit card can help you streamline bookkeeping, earn rewards and may even offer no-interest financing .

If you're stuck on which business rewards credit card is right for your startup, we've got you covered. CNBC Select reviewed dozens of options and selected the best business credit cards for startups in a variety of categories. (See our methodology for information on how we chose the best startup business credit cards).

Best business credit cards for startups

• Best for no annual fee: The Blue Business® Plus Credit Card from American Express (see rates and fees)
• Best for 0% intro APR: U.S. Bank Triple Cash Rewards Visa® Business Card
• Best for travel perks : The Business Platinum Card® from American Express
• Best for advertising:   Ink Business Preferred® Credit Card
• Best for cash back: Ink Business Unlimited® Credit Card
• Best for startups without a credit score: Brex Business Card

Best for no annual fee

The blue business® plus credit card from american express.

Earn 2X Membership Rewards® points on everyday business purchases up to $50,000 per year, then 1X point per dollar

Welcome bonus

Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.

0% for 12 months on purchases from date of account opening

Regular APR

18.49% - 26.49% variable; APRs will not exceed 29.99%

Balance transfer fee

Foreign transaction fee, credit needed.

See rates and fees , terms apply.

• No annual fee
• Straightforward rewards program
• 2.7% foreign transaction fee

Who's this for? The Blue Business® Plus Credit Card from American Express has a little bit of everything a startup founder could want including, no annual fee (see rates and fees ), a promotional intro APR offer and straightforward, yet valuable rewards.

Standout benefit for startups : The Blue Business Plus Card earns 2X Membership Rewards® points on up to $50,000 in eligible purchases each calendar year, then 1X points. That's a higher-than-normal return for everyday business purchases and the American Express Membership Rewards points you earn with this card can be transferred to over 20 airline and hotel partner loyalty programs.

[ Jump to more details ]

Best for 0% intro APR

U.s. bank triple cash rewards visa® business card.

Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center, 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants, 1% cash back on all other eligible net purchases

Earn $500 in cash back. Just spend $4,500 on the account owner's card in the first 150 days of opening your account.

0% for 15 billing cycles on purchases and balance transfers

19.24% - 28.24% (Variable)

Either $5 or 3% of the amount of each transfer, whichever is greater

Excellent/Good

• $500 welcome bonus offer
• No limit on cash back earned
• Interest-free period for the first 15 billing cycles on purchases and balance transfers
• Annual $100 statement credit for recurring software subscription services
• 3% foreign transaction fee

Who's this for? The U.S. Bank Triple Cash Rewards Visa® Business Card is a good fit for startups that may need more time to pay off their balances. It offers an above-average intro APR offer, a sizable welcome bonus and generous rewards rates.

Standout benefit for startups : Upon approval, you'll receive an intro 0% APR on eligible balance transfers and purchases for the first 15 billing cycles, then a variable 19.24% to 28.24% APR applies. There's a balance transfer fee of $5 or 3% of the amount of each transfer, whichever is greater. This offer is longer than many of the top 0% intro APR deals. Keep in mind, for balance transfers to qualify for the intro APR, you'll need to complete the transfer within 30 days of opening the account.

Best for travel perks

The business platinum card® from american express.

Earn 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com and 1X points for each dollar you spend on eligible purchases. Also, earn 1.5X points (that's an extra half point per dollar) on each eligible purchases at US construction material, hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first 3 months of card membership

19.49% - 27.49% variable

• Enroll to receive up to $400 in annual statement credits on Dell purchases (up to $200 semi-annually), up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases
• Get 35% points back when you use points to purchase all or part of an airline fare, up to 500,000 bonus points back per calendar year
• American Express Global Lounge Collection
• Breeze through security with CLEAR® Plus where available and get up to $189 back per year on your membership when you use your card. (subject to auto-renewal)
• Up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your card
• $695 annual fee
• No introductory 0% financing offers

Who's this for? The Business Platinum Card® from American Express is geared toward business owners who are frequent travelers and value luxury benefits.

Standout benefit for startups : Cardholders enjoy a long list of travel perks, including  airport lounge access , a statement credit for  Global Entry  or  TSA PreCheck® , comprehensive travel insurance, automatic hotel loyalty program status, rental car benefits and more. 

Best for advertising

Ink business preferred® credit card.

Earn 3X points per $1 on the first $150,000 spent in combined purchases in select categories each account anniversary year (travel; shipping purchases; internet, cable and phone services; and advertising purchases with social media sites and search engines), 1X point per $1 on all other purchases

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

21.24% - 26.24% variable

Either $5 or 5% of the amount of each transfer, whichever is greater

Good/Excellent

Terms apply.

Read our Ink Business Preferred® Credit Card review.

• Free employee cards
• Points are worth 25% more when you redeem for travel through Chase TravelSM
• 1:1 point transfer to leading frequent travel programs
• No fee charged on purchases made outside the U.S.
• Generous welcome bonus worth up to $1,000
• $95 annual fee
• No introductory 0% financing offers for purchases or balance transfers

Who's this for? The Ink Business Preferred® Credit Card offers valuable rewards for all sorts of business purchases, including advertising. And you'll be hard-pressed to find a more valuable welcome bonus offer .

Standout benefit for startups : The Ink Business Preferred earns triple rewards where businesses tend to spend heavily. You'll earn 3X Chase Ultimate Rewards® points per $1 on the first $150,000 in combined spending in these select categories (then you'll earn 1X points per $1 on all other purchases) each account anniversary year: Shipping purchases; advertising purchases made with social media sites and search engines; travel; and internet, cable and phone services.

The points you earn are worth 1.25 cents apiece when you use them to pay for travel booked through Chase Travel SM (or more when transferred to a partner travel program). So you're effectively earning at least 3.75% back in travel rewards on bonus spending.

Best for cash back

Ink business unlimited® credit card.

Earn 1.5% cash back on every purchase made for your business

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

0% for the first 12 months from account opening on purchases; N/A for balance transfers

18.49% - 24.49% variable

• Simple cash-back program
• Special financing offer for purchases
• 3% fee charged on purchases made outside the U.S.

Who's this for? The Ink Business Unlimited® Credit Card is ideal for earning strong cashback rewards on everyday business spending without paying an annual fee.

Standout benefit for startups : All purchases earn at least 1.5% cash back. It's hard to beat that type of return on a cash-back business card for spending that falls outside of a limited bonus category. Although some cards may offer a slightly higher return, they generally have caps on how much cashback you can earn or charge high annual fees, which eat into your rewards.

Best for startups without a credit score

Earn rewards and cash back on everything you spend, like 7x on rideshare, 2x on recurring software, and access exclusive events and over $400K in software discounts.

30,000 points after spending $3,500, or 50,000 points after spending $9,000 in the first 30 days.

Brex does not charge interest

No foreign transaction fees, free ACH and wires worldwide, global acceptance on the Mastercard network

No personal guarantee or credit check. Only companies organized and registered in the United States may apply for a Brex account. See Platform Agreement for business criteria.

• No foreign transaction fee
• You'll have to pay off the balance daily or monthly

* Offer available to new Brex Card customers only.

Brex Mastercard® issued by Emigrant Bank, Member FDIC. Brex Cash provided by Brex Treasury LLC, member FINRA and SIPC. Brex Treasury is not a bank; Brex Cash is not a bank account. Testimonials may not represent experiences of all clients. Terms apply, visit brex.com.

Who's this for? The Brex Card is a charge card that may be easier to get as it doesn't require a personal guarantee or credit check for the business owner. Instead, Brex takes the company's size, revenue and funding into account.

Standout benefit for startups: Brex isn't just a rewards card, it's a financial services company and you'll get a Brex card only if you open a Brex business account. If your business is approved, you'll be able to earn generous rewards in useful bonus categories like rideshare , Brex travel, restaurants, eligible Apple purchases through the Brex rewards portal and recurring software. You can opt for monthly or daily card payments, with the daily payment option offering more rewards.

More on our top business credit cards for startups

The Blue Business® Plus Credit Card from American Express is a no-annual-fee business card with a useful intro  0% APR offer  for new card members (see rates and fees ) and no confusing bonus categories to keep track of.

• 2X points per dollar on the first $50,000 spent per year on everyday business purchases (then 1X point per dollar thereafter)
• 1X point per dollar spent on all other purchases

Earn 15,000 bonus Membership Rewards® points after spending $3,000 on eligible purchases within your first three months of card membership.

$0 (see rates and fees )

Notable perks

New cardholders receive an intro 0% APR on purchases for the first 12 months from account opening, then a variable 18.49% - 26.49% APR applies (see rates and fees ). If your startup needs to finance any purchases, this benefit alone can easily save your business hundreds of dollars in interest during the first year.

You may add employee cards for no additional fee (up to 99 employee cards; see rates and fees ). The card provides a little extra peace of mind with extended warranty and purchase protection for eligible purchases. Other useful benefits for startups include access to  expanded buying powe and the ability to link with Quickbooks for simplified accounting. 

[ Return to card summary ]

The U.S. Bank Triple Cash Rewards Visa® Business Card is a surprisingly valuable no-annual-fee card with generous returns and an annual statement credit.

• 5% back on prepaid car rentals and hotels booked through the U.S. Bank travel center
• 3% back at  gas stations  and EV charging stations, office supply stores, cell phone service providers and  restaurants
• 1% back on all other purchases

Earn $500 cash back after spending $4,500 on the account owner's card in the first 150 days of account opening.

It's uncommon for a no-annual-fee credit card to also have a statement credit benefit. However, with this card, you can earn a $100 statement credit every 12 months. To qualify for this perk, you need to make 11 consecutive months of eligible purchases directly with a software provider.

You can also add employee cards to this account for no extra fee, though spending on employee cards doesn't count toward earning this card's welcome bonus.

The Business Platinum Card® from American Express is a premium rewards card with an extremely long list of potentially valuable benefits.

• 5X points on flights and prepaid hotels booked on Amextravel.com
• 1.5X points on up to $2 million in eligible purchases per calendar year at U.S. construction material & hardware suppliers, electronic goods retailers and software and cloud system providers, shipping providers and on purchases of $5,000 or more everywhere else
• 1X points on all other purchases

Earn 120,000 Membership Rewards points after you spend $15,000 in eligible purchases on the card in the first three months of card membership.

$695 (see rates and fees )

Amex Business Platinum cardholders can earn over $1,000 in statement credits every year. These credits apply to useful business services, such as:

• Up to $400 back annually on U.S. purchases with Dell ($200 semi-annually; enrollment required)
• Up to $360 back annually for purchases with Indeed (up to $90 quarterly through Dec. 31, 2024; enrollment required)
• Up to $150 back annually for select auto-renewing subscriptions with Adobe (through Dec. 31, 2024)
• Up to $120 back annually for purchases with U.S. wireless telephone providers (enrollment required)
• Up to $200 back each year for qualifying airline fees with your selected airline
• Up to $189 in CLEAR Plus credit each calendar year
• Up to $100 in TSA PreCheck or Global Entry application fee credit every 4.5 years

The card also has some of the most comprehensive airport lounge access that's available with a credit card. Cardholders receive access to the full Amex Global Lounge Collection, which includes Centurion Lounges , Escape Lounges, Delta Sky Club locations, Priority Pass lounges, Lufthansa lounges and Plaza Premium locations.

Frequent travelers will also appreciate the card's automatic elite status and elite-like benefits for hotels and rental cars. Card members can enroll to receive Marriott Bonvoy Gold status and Hilton Honors Gold status and they can receive perks such as late check-out (when available), room upgrades (when available) and a $100 amenity credit when you book through the Fine Hotels & Resorts Program. Complimentary rental car status is available for Avis, Hertz and National.

On top of all of that, this card is loaded with a long list of travel and purchase protections, including:

• Trip cancellation and interruption insurance
• Rental car insurance
• Baggage insurance
• Trip delay Insurance
• Extended warranty
• Purchase protection
• Return protection
• Cell phone protection

The Ink Business Preferred® Credit Card earns valuable travel rewards and has a strong list of purchase and travel protections , which can save your startup money in a variety of ways.

• 5X points per dollar on Lyft purchases (through Mar. 31, 2025)
• 3X points per dollar on the first $150,000 spent in combined purchases in these categories each account anniversary year: Travel; shipping purchases; internet, cable and phone services; and advertising purchases with social media sites and search engines.

Earn 100,000 bonus points after you spend $8,000 on purchases in the first three months after account opening.

This card comes with many built-in insurance coverages that automatically applies to eligible purchases, including:

• Extended warranty coverage
• Roadside dispatch
• Rental car insurance (primary)
• Travel and emergency assistance services
• Baggage delay insurance
• Lost luggage coverage
• Travel accident insurance
• Trip delay reimbursement

Cardholders can add employee cards for no additional fee and there are no foreign transaction fees .

The Ink Business Unlimited® Credit Card is a straightforward no-annual-fee cash-back card that's a good fit when you're just getting your business off the ground.

• 5X points on Lyft rides (through Mar. 31, 2025)
• 1.5X on all other purchases

Earn $750 in bonus cash after spending $6,000 on purchases in the first three months after account opening.

New Ink Business Unlimited card members receive a 0% intro APR on purchases for the first 12 months, after that, a variable 18.49% to 24.49% APR applies. Having the option to finance investments in your startup can be helpful, just be sure you have a plan for taking care of your credit card balance before the intro APR expires.

Eligible items bought with this card receive automatic purchase protection and extended warranty protection. Other perks include roadside dispatch, rental car insurance and travel and emergency assistance services.

There is no fee for adding employee cards to this account.

Brex Business Card

The Brex Business Card earns transferrable rewards and can be exceptionally rewarding if your business qualifies for an account.

Brex Exclusive rewards:

• 7X points on rideshare
• 4X points on Brex travel rewards
• 3X points on restaurants
• 3X points on eligible Apple purchases through the Brex rewards portal
• 2X points on recurring software

By opting for daily payments (instead of monthly) you can earn an additional 1X points in select categories. Life sciences companies don't earn bonus rewards on software, rideshare or restaurant purchases. Instead, they earn additional points on lab supplies and life sciences conference tickets.

Brex also has a custom rewards program that's available to companies with 50 or more Brex users who also will meet minimum spending requirements. You'll have to speak with Brex to see if your company qualifies.

Learn more about all reward multipliers and options here .

Earn 30,000 points after spending $3,500, or 50,000 points after spending $9,000 in the first 30 days.

Brex rewards can be redeemed in a handful of ways, but the most valuable will generally be transferring points to one of its partner airline loyalty programs. Brex partners with several useful frequent flyer programs, including Air France/KLM Flying Blue, Singapore Airlines KrisFlyer and Emirates Skywards .

This card also has several  World Elite Mastercard®  for Business benefits, including:

• Discounts on popular software for businesses, such as TurboTax , Microsoft 365, QuickBooks® and Salesforce Essentials
• MasterRental Insurance, which covers damage or theft of a rental car if you use your card to pay for it
• Complimentary ShopRunner membership, worth a value of $79 per year for perks like free return shipping and unlimited free two-day shipping
• Mastercard's Easy Savings program, which lets you score rebates for hotel stays, dining, car rentals, gas and other business expenses throughout the U.S.

There's also no limit to the number of employee credit cards you can get from Brex.

Does a business credit card affect my personal credit?

When you apply for most small business credit cards, there usually is a hard pull on your personal credit. However, many (but not all) small business cards won't appear on your personal credit reports because there are separate credit scores for businesses .

How do I choose the right credit card for my business?

Choosing the right card for your business largely comes down to understanding what your business needs and where you spend the most. If you or your employees frequently travel for business, then a card with robust travel insurance is a good fit. Or if you spend heavily on shipping, look for a card that offers bonus rewards for shipping expenses.

Can you get a business credit card with no revenue?

If you're just starting a business and don't have any revenue yet, it is possible to get a business credit card. Many small business cards require a personal guarantee from the owner, so your personal income also factors into your approval odds.

Bottom line

Finding the right business card for your startup largely depends on your needs, wants and the type of business you have. Some cards offer no-interest on purchases or balance transfers and others come with bonus rewards for specific purchases. You can also choose between cash-back rewards or valuable travel points or miles. So no matter what you're looking for, there should be a good fit for your startup.

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every business credit card   article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card   products .  While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See  our methodology  for more information on how we choose the best business credit cards for LLCs.

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Our methodology

To determine which business cards offer the best value for startups, CNBC Select analyzed the most popular credit cards available to U.S. business owners. We compared each card on a range of features, including the annual fee, employee card fee, rewards, welcome bonus, introductory and standard APR and foreign transaction fees. We also considered additional perks, the application process and how easy it is to redeem points.

Catch up on CNBC Select's in-depth coverage of  credit cards ,  banking  and  money , and follow us on  TikTok ,  Facebook ,  Instagram  and  Twitter  to stay up to date.

For rates and fees of the Blue Business® Plus Credit Card from American Express, click  here .

For rates and fees of The Business Platinum® Card from American Express, click here .

* Information about the Capital One Spark Cash Plus has been collected independently by CNBC Select and has not been reviewed or provided by the issuer of the card prior to publication.

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