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How Long Should a Personal Statement Be: Writing a Strong Personal Statement

As part of your applications to graduate schools, you will need to write a personal statement. But what is a personal statement? What should you write about? And more importantly, how long should a personal statement be?

A personal statement is important because it allows you to make sure your application stands out from others. It will allow you to show off your biggest achievements in life and what you consider to be your best attributes.

Find your bootcamp match

Explore the below tips to learn how to write a strong personal statement and what length you should keep your personal statement at.

What Is a Personal Statement?

A personal statement is an essay explaining your reasons for wanting to enter the coding bootcamp , four-year program, or graduate program you are applying for. It is your chance to tell the school who you are and how you became interested in your field. 

In your personal statement, you should show your passion for the subject and motivation behind applying for the program. There should also be an emphasis on storytelling. Schools typically require applicants to write about challenges in their lives and how they have overcome them.

Maybe you are choosing a program that does not align with your previous education, or maybe you do not have specific work experience related to the field. In this case, a personal statement will help you emphasize your strengths and show why you belong in the program.

How Long Should a Personal Statement Be?

It is best to focus on the message you are delivering in the essay rather than the length. Requirements for the length of a personal essay may vary depending on the school to which you are applying. Typically, colleges and coding bootcamps ask for a word count of about 200 to 500.

How Long Should a Personal Statement Be for College?

While you won’t run into this often, you may find the occasional college application to a four-year school that requires a personal statement. If your ideal college requires a personal statement as part of the college application, you should plan on writing around 500 words. 

During the application process, you will likely find out the personal statement word limit set by your school. It is important to double-check the requirements set forth by your ideal college because 500 words is simply a ballpark number. Some schools may require shorter or longer essays.

How Long Should a Personal Statement Be for Grad School?

If you are working on a statement for graduate school applications, you can expect to write a bit more than you would for a four-year college. Typically, a grad school application requires a personal statement that is around two to three pages in length.

A personal statement for graduate school is also a bit more serious than one for a four-year college. You’ll notice the entire grad school application requires more application materials in general, like a cover letter . That means you will need to work extra hard to avoid awkward sentences, punctuation errors, and exceeding or not meeting the required length for your personal statement letter.

What Are Schools Looking for in a Personal Statement?

Through a personal statement, schools are trying to get to know you on a deeper level. It is important to include a story about yourself in your statement. It should be related to your personal failures and triumphs. 

All the experiences you write about should also be related to your field of study. It’s a good idea to avoid opening your essay with a quote and try not to use cliches or get too creative. You still want to come across as a professional, serious applicant.

The admissions committee will also be looking for your inspiration behind entering your chosen field. They will want to know what made you interested in the specialization. While explaining your interests, do not make the mistake of going back to the beginning of your life, or even to high school. Avoid starting your statements with “I fell in love with …. When I was 8.”

The school will want to find out what personally motivated you to apply. Be honest in your statement and explain why it is an appropriate step on your educational path, and how it will help you achieve your future career goals.

Of course, strong writing skills are crucial to a strong essay. A successful personal statement will show that you can write coherently. Make sure you use correct grammar, punctuation, and capitalization. Ask a couple of family members, friends, or former professors to proofread your essay when you feel you are finished.

There are five universal traits that most schools will be looking for you to demonstrate in your essay:

• Punctuality
• Ability to work independently
• Good communication skills
• Time management abilities
• Determination and perseverance

How to Start Off a Personal Statement

If you want to submit a stand-out personal statement letter with your college application, you’ll want to know exactly how to start off a personal statement. The opening sentence is incredibly important to your personal statement essay, as it needs to be clean, clear, and eye-catching.

Throughout each application cycle, the college admissions team will see hundreds of personal statements. Many applicants open their letters with a quote, and while this is not a bad idea, it has become generic. Try starting your personal statement off with a quick and interesting anecdote about a valuable experience that has impacted your desire to enroll in the program.

Any sort of life experience or challenging experience you can think of related to your field of study should go into the essay as early as possible. That being said, don’t cram in all of the relevant experiences you can think of in the first paragraph. If you find yourself doing this, try adding an extra paragraph to your opener.

A killer personal statement should also allude to a few personal characteristics that fit with the field of study. For example, in the law, medical, and philanthropic fields, you may want to start off your personal statement with a quick anecdote about a life experience that displays your ability to logically help others.

How to Start Off a Personal Statement: A Sample

The following sample is tailored to a student applying for medical school:

In 2016, I spent one month in rural Haiti volunteering at a hospital. This was an extremely challenging experience for me, as I saw many people in need of critical healthcare that simply was not available to them. However, it was this experience that helped me decide I wanted to attend medical school and study to become a doctor. 

I quickly learned to separate my logical self from my emotional self so that I could help people receive treatment as quickly and efficiently as possible, while also providing reassurance and bedside company to those who needed it.

Writing a Personal Statement Step-by-Step

Writing a personal statement can be challenging. On top of having to explain all of your strengths in one short essay, you will also need to follow the rules and have no grammatical errors. Here are eight steps to take when writing a personal statement:

1. Start Early

Start the process a couple of months before your application is due. Personal statements take a lot of work, especially if you are also balancing other commitments in your life. Setting aside extra time means you will not have to squeeze in hours of work at the last minute. Starting early also allows for careful planning to ensure everything down to the sentence structure is perfect in your finished application essay.

2. Read the Requirements Thoroughly

It is very important to make sure that you understand the instructions fully. Your program will give the information as to what content your statement should focus on, how long it should be, and even how to save your essay.

"Career Karma entered my life when I needed it most and quickly helped me match with a bootcamp. Two months after graduating, I found my dream job that aligned with my values and goals in life!"

Venus, Software Engineer at Rockbot

Some colleges are very specific and will give you a character limit for your piece of writing, while others will be much more relaxed. If you have trouble finding the personal statement instructions, try reaching out to your school’s admissions staff.

3. Brainstorm Ideas

Brainstorm topics you would like to discuss. Common topics for this essay include extracurricular activities , a compelling story, and concrete examples of why you are one of the most qualified students for the program. 

This can give you a better shot at admissions by separating you from the other numerous candidates. Figure out how you will present your goals, what the program means to you, and why you are interested in it.

4. Make an Outline

Create a chart or a list of the things you plan to mention in your essay and the order you would like to discuss them. This is the time to develop your personal statement structure. You can find inspiration for your own essay by looking at personal statement examples online.

5. Draft Your Essay

Now, begin writing your admission essay. When you enter this stage, it is entirely okay to write down anything that seems relevant. While you continue to draft, you can take out parts that seem unnecessary. An admission tutor would be very helpful during the actual writing process and can help you become the perfect candidate.

6. Get Feedback

Allow people you trust to read your essay and provide feedback. They will see your writing with fresh eyes and tell you what needs to be fixed. Discussing your essay with people who have read it will help you improve your writing.

7. Edit Your Essay

Now that you have feedback, you will be able to revise and edit your statement based on the responses of people you trust. Look out for sentences with unnecessary information. Personal statements are intended to be short, so if one sentence is not essential, take it out. You can even send your essay to a personal statement editing service.

8. Proofread 

The last step is to proofread, a lot. Make use of your computer’s spellchecker, Grammarly, and any other resources available to you. Proofread one sentence at a time. Then, allow others to proofread your final draft. If they see a problem, go back one step, then proofread again.

How Long Should a Personal Statement Be FAQ

Typically, personal statements are double-spaced. You may find a college requiring single-spaced personal statements, but unless it is clearly stated, double-spaced is a safe option. If you are really unsure, reach out to your admissions office for guidance.

If your personal statement is too long, review it and remove any information that is not 100 percent necessary. Unless a sentence is providing clear, important information about you as a candidate for the program, it should be removed. You can look up personal statement examples to get a better idea of how yours should be.

Avoid saying anything in your personal statement that is negative or braggy, or that takes the focus away from you. Many students complain about past educational experiences, but if you do this, you will likely have a harder time being accepted into the program. You want to describe positive personal experiences you have had but aim to do so without bragging about yourself.

It can take anywhere from a few days to a few weeks to write a personal statement. It primarily depends on how far in advance you plan your essay, your writing style, and how much time you put into editing and reviewing. Taking some extra time to write this statement is never a bad idea.

About us: Career Karma is a platform designed to help job seekers find, research, and connect with job training programs to advance their careers. Learn about the CK publication .

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How to Write a Strong Personal Statement

• Ruth Gotian
• Ushma S. Neill

A few adjustments can get your application noticed.

Whether applying for a summer internship, a professional development opportunity, such as a Fulbright, an executive MBA program, or a senior leadership development course, a personal statement threads the ideas of your CV, and is longer and has a different tone and purpose than a traditional cover letter. A few adjustments to your personal statement can get your application noticed by the reviewer.

• Make sure you’re writing what they want to hear. Most organizations that offer a fellowship or internship are using the experience as a pipeline: It’s smart to spend 10 weeks and $15,000 on someone before committing five years and $300,000. Rarely are the organizations being charitable or altruistic, so align your stated goals with theirs
• Know when to bury the lead, and when to get to the point. It’s hard to paint a picture and explain your motivations in 200 words, but if you have two pages, give the reader a story arc or ease into your point by setting the scene.
• Recognize that the reviewer will be reading your statement subjectively, meaning you’re being assessed on unknowable criteria. Most people on evaluation committees are reading for whether or not you’re interesting. Stated differently, do they want to go out to dinner with you to hear more? Write it so that the person reading it wants to hear more.
• Address the elephant in the room (if there is one). Maybe your grades weren’t great in core courses, or perhaps you’ve never worked in the field you’re applying to. Make sure to address the deficiency rather than hoping the reader ignores it because they won’t. A few sentences suffice. Deficiencies do not need to be the cornerstone of the application.

At multiple points in your life, you will need to take action to transition from where you are to where you want to be. This process is layered and time-consuming, and getting yourself to stand out among the masses is an arduous but not impossible task. Having a polished resume that explains what you’ve done is the common first step. But, when an application asks for it, a personal statement can add color and depth to your list of accomplishments. It moves you from a one-dimensional indistinguishable candidate to someone with drive, interest, and nuance.

• Ruth Gotian is the chief learning officer and associate professor of education in anesthesiology at Weill Cornell Medicine in New York City, and the author of The Success Factor and Financial Times Guide to Mentoring . She was named the #1 emerging management thinker by Thinkers50. You can access her free list of conversation starters and test your mentoring impact . RuthGotian
• Ushma S. Neill is the Vice President, Scientific Education & Training at Memorial Sloan Kettering Cancer Center in New York City. She runs several summer internships and is involved with the NYC Marshall Scholar Selection Committee. ushmaneill

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Writing a Winning Personal Statement for a Job

Table of Contents

When you walk into a new place, your immediate instinct is to greet and introduce yourself to the people around you. This is the same way a job application works; you don’t want to shove your resume into the employer’s face. Let them know who you are and what you can do first by introducing your skills with a personal statement for a job . 

A personal statement is often the first thing employers read when reviewing your application, so it’s your opportunity to make an excellent first impression. This guide will teach you how to write an exceptional personal statement that will intrigue the recruiter.

What Is a Personal Statement?

A personal statement is a short document you write as part of your job application. It is a summary of your skills, experience, and accomplishments , often the first thing employers read when reviewing your application. This document highlights the qualities and experiences that make you a good fit for the job and explains why you’re interested in the position. 

A well-written personal statement can help you stand out from other job applicants and make a positive impression on potential employers. It also enables you to make a strong impression on employers and increase your chances of landing an interview and, ultimately, the job.

How Long Should a Personal Statement Be?

There is no standard length for a personal statement for a job. In general, it should be as long as it needs to be to highlight your skills, experience, and accomplishments effectively. But not so long that it becomes boring or challenging to read.

Your personal statement can be between one and two pages long. This should allow you to include enough information that provides an overview of your skills and experiences. But not so much that you overwhelm the reader.

It’s essential to keep in mind that a personal statement is not a replacement for your resume. It should complement your resume and provide enough information that showcases your skills and experiences without overwhelming the employer.

How to Write and Structure a Personal Statement

It’s essential to structure your statement in a clear, direct, and easy-to-read manner. The structure of your statement will depend on the specific requirements of the job you are applying for.

Here are some tips to note.

1. Start With an Introduction.

The introduction is your chance to grab readers’ attention and encourage them to keep reading. Start with something interesting, unique, and catchy to engage the employer and get them to read the entire piece.

2. Provide an Overview of Your Skills and Experience

Briefly summarize your skills and experiences. This could include any relevant education, training, or experience that makes you a good fit for the job. Keep it brief and to the point. Avoid including unnecessary detail.

3. Write Your Achievements

In your personal statement, you should also highlight your accomplishments. This could include any awards or recognition you have received, projects you have worked on. Or specific skills or experiences that set you apart from other candidates.

4. Write About Your Interest in the Job.

The next thing to write in your statement is why you are interested in the job and the company. This could include any specific reasons you are drawn to the industry, the company’s mission or values. Or any other factors that make the job appealing.

5. Write a Compelling Conclusion.

The conclusion of your statement is your final opportunity to make an impression on the employer. End with something memorable, such as a call to action or a statement of your future goals.

Tips for Writing a Personal Statement for a Job

Here are some important tips for writing a personal statement for a job:

• Research the company and the job. Before you begin writing your personal statement, it’s essential to do some research on the company and the job you are applying for. This will help you understand the company’s culture and values. And give you a better idea of what the recruiter is looking for in an applicant.
• Tailor your statement to the job. 
• Be direct in your statement 
• Use specific examples to engage the employer.
• Always proofread and edit your statement to ensure it is spelling and grammar error-free. 

Examples of Personal Statements for a Job

I am a highly motivated and organized individual with a passion for problem-solving and great attention to detail. A graduate of Administration with over five years of experience in customer service. Confident in my capability to excel in a fast-paced work environment. Skilled in communication, time management, and conflict resolution, and I am always looking for ways to improve processes and exceed expectations. I am excited about the privilege of joining your team and contributing to the success of your organization.

I am a graduate of [university name] with a degree in English Language and Literature. I have always been passionate about language and its ability to communicate ideas and emotions. During my time at the university, I developed strong writing skills and an understanding of the nuances of rhetoric. My experiences working as a proofreader for a publishing company have given me valuable experience dealing with different types of text production. From academic essays to brochures.

I am applying for the Output position at your company because it combines two things close to my heart: communication and technology. In this role, I would ensure that all material output from the company is error-free and meets established standards regarding style, grammar. My educational background and previous work experience make me perfectly suited for this job. I look forward to using my skills to contribute positively to your organization.

I am a highly accomplished and results-driven sales manager with over ten years of experience. I have a proven track record of driving growth and profitability in global and regional businesses. This is through innovative sales strategies, strong team leadership, and effective customer management.

My skills encompass all aspects of the sales process, from lead generation to contract negotiation and closing. I am also an expert at optimizing channel partnerships to maximize market reach. In addition to my technical expertise, I possess excellent communication skills that enable me to build relationships with clients. Driven by challenge and success, I am looking for a new opportunity to utilize my skill set to achieve my desired goals.

I am a highly motivated and skilled professional with over five years of experience in the retail industry. Eager to apply for the position of Manager at your company. My strong background in customer service and team leadership, and my passion for exceeding sales targets, make me a perfect fit for this role.

As Assistant Manager at XYZ Retail, I successfully implemented several initiatives that increased customer satisfaction and boosted sales. I developed and implemented a new training program for our sales team. This led to a 20% increase in sales within the first three months. Additionally, I was consistently recognized for building and maintaining solid relationships with customers, vendors, and other stakeholders.

I am excited to bring my experience and skills to your team and contribute to your company’s success. Thank you for considering my application. 

Wrapping Up

Your personal statement is your first impression on the employer , and a wrong first impression ruins everything. So take care to write a compelling and intriguing personal statement. Highlight your unique skills and capabilities that distinguish you from other applicants.

Ensure that your statement is direct, professional, and catchy enough to make the employer consider you for the job.

Abir Ghenaiet

Abir is a data analyst and researcher. Among her interests are artificial intelligence, machine learning, and natural language processing. As a humanitarian and educator, she actively supports women in tech and promotes diversity.

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How To Write a Personal Statement for Job Searching

Madeleine Burry writes about careers and job searching for The Balance. She covers topics around career changes, job searching, and returning from maternity leave, and has been writing for The Balance since 2014.

Different Types of Personal Statements

What you should include, tips for writing a job search personal statement, examples of personal statements.

Kiyoshi Hijiki / Getty Images

What's a personal statement, and why do you need one when you're job searching? A job search personal statement is a place to share why you're interested in a position and why you're a good match.

In your statement, you can get a bit personal—use the space to share details and insights about yourself, and forge a connection with potential employers. Here are some tips on how to write a successful personal statement that will further your job search.

A personal statement may be included in your curriculum vitae  or CV. Much like an in-person elevator speech or the summary section within a resume, a CV personal statement highlights your objectives and abilities. Since a CV may stretch over several pages, this allows you to showcase must-see details from within the document. You'll want to write just a few sentences for a personal statement in a CV.  

Or, you may need to write a personal statement as part of a job application. This helps hiring managers to separate out candidates applying for every job in a category (e.g., putting in applications for any "production manager" position) from more engaged candidates, who are interested in the company.

Write something that matches the application's requested word count; if one isn't provided, aim for 250 to 500 words. Regardless of where it appears, your goal in a personal statement is the same: try to connect your background and goals with the job at hand.

In your personal statement, you want to make a connection between yourself and the position. Think of this as a three-part process:

• Share Some Details About Yourself: Who are you? You may say things like "Highly seasoned production manager" or "Recent graduate with honors."
• Highlight Your Most Relevant Experience and Talents and Share What You'd Bring to the Company: Think: "Strong, speedy writer capable of crafting ad copy that engages and enchants." or "In my years as a project manager, I've never let a detail slip; I've won internal awards for the best team player. My projects release on time and match requested specifications."
• Provide a Bit of Information About Your Career Goals: For instance, "Looking for a staff writer position" or "Eager for placement in a mid-sized firm as an audit supervisor" or "Seeking a position as a production assistant to further develop my skills in television and put my time management abilities to the test."

While it's called a personal statement, avoid over-sharing. Only include information that's relevant to the job at hand. That is if you're applying for a position as an accountant, no need to mention your goal of becoming a staff writer at a magazine.

Remember, the main goal of your personal statement is for it to further your job search.

Your personal statement should always be personalized—it's a mistake to reuse the same personal statement for every job you apply for. You don't need to write the personal statement from scratch each time—just make tweaks so it reflects the needs of the company and the qualities requested in the job description.

Here are more tips for writing a successful job search personal statement:

• Know Your Audience: Target your personal statement to a specific job position and company. Spend a bit of time researching the company to get a sense of what they're looking for in a candidate. Decode the job description so you understand the company's needs in a candidate. Take notes on where your qualifications are a good match for the position.
• Make Some Lists: What have you done that employers should know about? Make a list of your accomplishments (and keep in mind that while splashy awards are important, so too is reorganizing a chaotic system that gives everyone hives to make it user-friendly). Brainstorm a list of your talents as well as your soft, communication, and general skills.
• Go Long on Your First Draft—Then Cut It Down: Hopefully, your time spent thinking about the company's needs and what you have to offer has given you plenty of fodder to get started writing your personal statement. At this point, don't worry about length; write as much you want. Then, go back and edit—aim for a few sentences for a CV and around 250 to 500 words in an application. Cut unnecessary words and clichés that don't add meaning. Instead, use action verbs . While it's fine to write in the first person, avoid overusing the word "I." Try to vary the composition of sentences.
• Make It Targeted: You have lots of skills and interests and work experience. What you want to emphasize in one position is not necessarily what you want to highlight in another. If you are qualified as both a writer and an editor, choose which talent to call out in your personal statement—and make it the one that's most relevant to the job you want.

Here are some examples of personal statements to use as inspiration:

• I'm a seasoned accountant with CPA and CMA certification and more than 10 years of experience working in large firms. Oversaw audits and a department of ten. My positive attitude and detail-oriented spirit help ensure that month-end financial wrap-ups go smoothly and without any inaccuracies or fire drills. Looking for a leadership role in my next position.
• Recent college graduate with freelance writing experience at major print magazines as well as online outlets and the college newspaper. A strong writer who always meets deadlines, and matches the company tone and voice. In search of a staff writer position and eager to learn the magazine trade from the ground up.
• I'm an award-winning designer in children's clothes looking to make the transition to adult athletic year. At Company X, I developed a new line for toddlers and traveled to Asia to oversee production. I'm a fast learner and am eager for a new challenge in the growing field of athleisure.   

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How To Write A Personal Statement For A Job? Employment

Personal statements are often used in job applications, but can also be used for college and university applications, too. Here, we’ll give you some hints and tips for creating a personal statement for a job that goes the distance. Read on to find out more! 

What is a personal statement? 

First thing’s first…what is it?

A personal statement for a job is usually a paragraph about you that goes on the top of your CV. It’s sometimes known as a personal profile, professional profile, or even a career objective – so keep an eye out for these kinds of terms too in your job hunt.

Your personal statement should be an ‘ overview of you ,’ covering things like: who you are, why you think you are suitable for the role, what you will bring to the job, and your career goals. 

If you are wondering why a personal statement is important (after all, shouldn’t all that be in your CV anyway?) it’s worth knowing that recruiters get 100s of CVs sent to them every single day. And on average they spend about 6 seconds looking at a CV before making a decision on the candidate. So, having a personal statement at the top of your CV gives a brief, easy to read summary that will hook the recruiter in and make them want to call you in for an interview. 

Example of a personal statement for a job: 

A friendly and enthusiastic individual, currently looking to return to a retail assistant role after spending the last 3 years raising a family. I possess excellent communication and listening skills, and I work extremely well in a team, as well as being able to work confidently on my own. I have recently volunteered at a local charity shop, as a sales assistant, to refresh my skills, and I am committed to continuing my career on a full-time basis. 

How to write a personal statement

Like the example above, your personal statement should be short and sweet. Remember, your aim is to catch the attention of the recruiter so they read your CV in more depth before inviting you to interview. 

Before you start, it’s best to sit down with your updated CV and make a list of all of your relevant skills and experience. Examples of skills you could include are: 

• Communication 
• Numeracy (i.e. good at working with money)
• Problem solving 
• Organisation 
• Creativity 
• Confidence 

Once you have a list of these things, it should be a lot easier to pull together an effective personal statement. 

What if I have no work experience? 

Having no work experience doesn’t mean you can’t write a good personal statement. There are plenty of other ways you can demonstrate your skills. Do you have a hobby or an interest? If you do, it’s likely you use key skills to do this and the best part is you can put this in your personal statement. Similarly, if you were involved in any clubs, teams or projects at school. 

The key to writing an effective personal statement is keeping it relevant to the role you are applying to. So make sure you read the job advert and any accompanying information thoroughly to understand what the employer is looking for! 

What do I put at the start of my personal statement? 

Many, many people struggle to write about themselves. So, if this is you, don’t worry! To kick off your personal statement, see if you can come up with a short, sharp statement (no longer than one sentence) that describes you accurately. 

This could be one that highlights your previous work experience: 

‘A flexible construction worker with three years’ experience in bricklaying, roofing, plastering and plumbing.’ 

Or one that shows skills and experience you have from hobbies, interest or education: 

‘A hardworking individual with a passion for creativity alongside a Distinction in Level 3 Graphic Design.’

Again, keep it short. And don’t forget to big yourself up a little bit! Make the recruiter believe that you are the best person for the role you are applying for. 

What goes in the middle of a personal statement?

When it comes to writing your personal statement, it’s best to have at least a loose structure in mind to help you get everything down that you need to. You could include: 

• Why are you applying?
• Why are you suitable for the role?
• What relevant job experience or training do you have?
• What projects or experiences have you taken part in that could show your abilities ?
• What makes you the perfect person for the job?

Use the answers to these questions to write your personal statement. 

What goes at the end of a personal statement? 

The end of your personal statement should make it clear to whoever is reading what your goals are professionally. For example, the construction worker above may put: 

‘Looking to take on my next challenge in the world of construction, and develop my skills with a reputable local business.’

Or, for the aspiring graphic designer: 

‘Looking for a start in the exciting world of graphic design, where I can learn from the best with a creative and innovative company.’ 

Remember: keep it brief! 

Do’s and Don’ts for your personal statement 

To help you on your way, here is a list of the do’s and don’ts for your personal statement. 

• Make sure your tone is polite, friendly and (most importantly) professional. 
• Keep it short and sweet. Your personal statement should only be around 3 or 4 sentences long.
• Include relevant information, such as previous experience. 
• Highlight your key skills. 
• Make it clear what kind of role you are looking for – this will help highlight your suitability for the one you are applying for. 
• Use the job advert, person specification and any other information you have about the company to inform your personal statement. 
• Make your achievements clear! Blow your own trumpet! 
• Use slang words or be too conversational
• Include any personal information that’s not relevant. For example: how many children you have, whether you are single or married, etc. 
• Be negative! 
• Lie or exaggerate the truth. 
• Take a template from online without personalising it! 

Need a bit more help?

If you need help in writing your CV or personal statement, we can help. For a detailed and private 1-2-1 with one of advocates who can advise, please call 01902 96228 or fill in the form below to request a callback.

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How to Write a Personal Statement (with Tips and Examples)

Hannah Yang

Table of Contents

What is a personal statement, 6 tips on how to write a personal statement, personal statement examples (for college and university), faqs about writing personal statements, conclusion on how to write a personal statement.

How do you tell someone who you are in just a few hundred words?

It’s certainly no easy task, but it’s one almost every college applicant must do. The personal statement is a crucial part of any college or university application.

So, how do you write a compelling personal statement?

In this article, we’ll give you all the tools, tips, and examples you need to write an effective personal statement.

A personal statement is a short essay that reveals something important about who you are. It can talk about your background, your interests, your values, your goals in life, or all of the above.

Personal statements are required by many college admission offices and scholarship selection committees. They’re a key part of your application, alongside your academic transcript, standardized test scores, and extracurricular activities.

The reason application committees ask you to write a personal statement is so they can get to know who you are. 

Some personal statements have specific prompts, such as “Discuss a period of personal growth in your life” or “Tell us about a challenge or failure you’ve faced.” Others are more open-ended with prompts that essentially boil down to “Tell us about yourself.”

No matter what the prompt is, your goal is the same: to make yourself stand out to the selection committee as a strong candidate for their program.

Here are some things a personal statement can be:

It can be funny. If you have a great sense of humor, your personal statement is a great place to let that shine.  

It can be vulnerable. Don’t be afraid to open up about hardships in your life or failures you’ve experienced. Showing vulnerability can make you sound more like a real person rather than just a collection of application materials.  

It can be creative. Candidates have got into top schools with personal statements that take the form of “a day in the life” descriptions, third-person short stories, and even cooking recipes.

Now we’ve talked about what a personal statement is, let’s quickly look at what a personal statement isn’t:

It isn’t a formal academic paper. You should write the personal statement in your natural voice, using first-person pronouns like “I” and “me,” not in the formal, objective language you would use to write an academic paper.

It isn’t a five-paragraph essay. You should use as many paragraphs as you need to tell your story instead of sticking to the essay structure you learned in school.

It isn’t a resumé. You should try to describe yourself by telling a clear and cohesive story rather than providing a jumbled list of all of your accomplishments and ambitions.

Here are our top six tips for writing a strong personal statement.

Tip 1: Do Some Serious Self-Reflection

The hardest part of writing a personal statement isn’t the actual process of writing it.

Before you start typing, you have to figure out what to write about. And that means taking some time to reflect on who you are and what’s important in your life.

Here are some useful questions you can use to start your self-reflection. You can either answer these on your own by writing down your answers, or you can ask a trusted friend to listen as you talk about them together.

What were the key moments that shaped your life? (e.g. an important friendship, a travel experience, an illness or injury)

What are you proud of? (e.g. you’re a good listener, you always keep your promises, you’re a talented musician)

How do you choose to spend your time? (e.g. reading, practicing soccer, spending time with your friends)

What inspires you? (e.g. your grandmother, a celebrity, your favorite song)

Doing this self-reflection is crucial for figuring out the perfect topics and anecdotes you can use to describe who you are.

Tip 2: Try to Avoid Cliché Topics

College application committees read thousands of personal statements a year. That means there are some personal statement topics they see over and over again.

Here are a few examples of common personal statement topics that have become cliché:

Winning a tournament or sports game

Volunteering in a foreign country

Moving to a new home

Becoming an older sibling

Being an immigrant or having immigrant parents

If you want to make a strong impression in the application process, you need to make your personal statement stand out from the crowd.

But if your chosen personal statement topic falls into one of these categories, that doesn’t necessarily mean you shouldn’t use it. Just make sure to put a unique spin on it so it still delivers something the committee hasn’t seen before.

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Tip 3: Show, Don’t Tell

One common mistake you might make in your personal statement is to simply tell the reader what you want them to know about you, such as by stating “I have a fear of public speaking” or “I love to cook.”

Instead of simply stating these facts, you should show the committee what you’re talking about through a story or scene, which will make your essay much more immersive and memorable.

For example, let’s say you want the committee to know you overcame your fear of public speaking. Instead of writing “I overcame my fear of public speaking,” show them what it was like to be onstage in front of a microphone. Did your palms get clammy? Did you feel light-headed? Did you forget your words?

Or let’s say you want the committee to know you love to cook. Instead of writing “I love to cook,” show them why you love to cook. What’s your favorite dish to cook? What does the air smell like when you’re cooking it? What kitchen appliances do you use to make it?

Tip 4: Connect the Story to Why You’re Applying

Don’t forget that the purpose of your personal statement isn’t simply to tell the admissions committee who you are. That’s an important part of it, of course, but your ultimate goal is to convince them to choose you as a candidate.

That means it’s important to tie your personal story to your reasons for applying to this specific school or scholarship. Finish your essay with a strong thesis.

For example, if your story is about overcoming your fear of public speaking, you might connect that story to your ambition of becoming a politician. You can then tie that to your application by saying, “I want to apply to this school because of its fantastic politics program, which will give me a perfect opportunity to use my voice.”

Tip 5: Write in Your Own Voice

The personal statement isn’t supposed to be written in a formal tone. That’s why they’re called “personal” statements because you have to shape it to fit your own voice and style.

Don’t use complicated or overwrought language. You don’t need to fill your essay with semicolons and big words, unless that’s how you sound in real life.

One way to write in your own voice is by speaking your personal statement out loud. If it doesn’t feel natural, it may need changing. 

Tip 6: Edit, Edit, Edit!

It’s important to revise your personal statement multiple times in order to make sure it’s as close to perfect as possible.

A single typo won’t kill your application, but if your personal statement contains multiple spelling errors or egregious grammar mistakes, you won’t be putting your best foot forward.

ProWritingAid can help you make sure your personal statement is as clean as possible. In addition to catching your grammar errors, typos, and punctuation mistakes, it will also help you improve weaknesses in your writing, such as passive voice, unnecessary repetition, and more.

Let’s look at some of the best personal statements that have worked for successful candidates in the real world. 

Harvard Personal Statement Example

Love. For a word describing such a powerful emotion, it is always in the air. The word “love” has become so pervasive in everyday conversation that it hardly retains its roots in blazing passion and deep adoration. In fact, the word is thrown about so much that it becomes difficult to believe society isn’t just one huge, smitten party, with everyone holding hands and singing “Kumbaya.” In films, it’s the teenage boy’s grudging response to a doting mother. At school, it’s a habitual farewell between friends. But in my Chinese home, it’s never uttered. Watching my grandmother lie unconscious on the hospital bed, waiting for her body to shut down, was excruciatingly painful. Her final quavering breaths formed a discordant rhythm with the steady beep of hospital equipment and the unsympathetic tapping hands of the clock. That evening, I whispered—into unhearing ears—the first, and only, “I love you” I ever said to her, my rankling guilt haunting me relentlessly for weeks after her passing. My warm confession seemed anticlimactic, met with only the coldness of my surroundings—the blank room, impassive doctors, and empty silence. I struggled to understand why the “love” that so easily rolled off my tongue when bantering with friends dissipated from my vocabulary when I spoke to my family. Do Chinese people simply love less than Americans do?

This is an excerpt from a personal statement that got the applicant admitted to Harvard University. The applicant discusses her background as a Chinese-American by musing on the word “love” and what that means within her family.

The writer uses vulnerable details about her relationship with her grandmother to give the reader an understanding of where she comes from and how her family has shaped her.  

You can read the full personal statement on the Harvard Crimson website.

Tufts Personal Statement Example

My first dream job was to be a pickle truck driver. I saw it in my favorite book, Richard Scarry’s “Cars and Trucks and Things That Go,” and for some reason, I was absolutely obsessed with the idea of driving a giant pickle. Much to the discontent of my younger sister, I insisted that my parents read us that book as many nights as possible so we could find goldbug, a small little golden bug, on every page. I would imagine the wonderful life I would have: being a pig driving a giant pickle truck across the country, chasing and finding goldbug. I then moved on to wanting to be a Lego Master. Then an architect. Then a surgeon. Then I discovered a real goldbug: gold nanoparticles that can reprogram macrophages to assist in killing tumors, produce clear images of them without sacrificing the subject, and heat them to obliteration. Suddenly the destination of my pickle was clear. I quickly became enveloped by the world of nanomedicine; I scoured articles about liposomes, polymeric micelles, dendrimers, targeting ligands, and self-assembling nanoparticles, all conquering cancer in some exotic way. Completely absorbed, I set out to find a mentor to dive even deeper into these topics. After several rejections, I was immensely grateful to receive an invitation to work alongside Dr. Sangeeta Ray at Johns Hopkins.

This is the beginning of a personal statement by Renner Kwittken, who was admitted into Tufts University as a pre-medical student.

Renner uses a humorous anecdote about being a pickle truck driver to describe his love for nanomedicine and how he got involved in his field. You can feel his passion for medicine throughout his personal statement.

You can find Renner’s full essay on the Tufts Admissions page.

Law School Personal Statement Essay Example

For most people, the slap on the face that turns their life around is figurative. Mine was literal. Actually, it was a punch delivered by a drill sergeant at Fort Dix, New Jersey, while I was in basic training. That day’s activity, just a few weeks into the program, included instruction in “low-crawling,” a sensible method of moving from one place to another on a battlefield. I felt rather clever for having discovered that, by looking right rather than down, I eliminated my helmet’s unfortunate tendency to dig into the ground and slow my progress. I could thus advance more easily, but I also exposed my unprotected face to hostile fire. Drill sergeants are typically very good at detecting this type of laziness, and mine was an excellent drill sergeant. So, after his repeated suggestions that I correct my performance went unheeded, he drove home his point with a fist to my face. We were both stunned. This was, after all, the New Army, and striking a trainee was a career-ending move for a drill sergeant, as we were both aware. I could have reported him; arguably, I should have. I didn’t. It didn’t seem right for this good sergeant, who had not slept for almost four days, to lose his career for losing his temper with my laziness. Choosing not to report him was the first decision I remember making that made me proud.

These are the first three paragraphs of an anonymous personal statement by a Wheaton College graduate, who used this personal statement to get into a top-25 law school.

This statement describes a time the applicant faced a challenging decision while in the army. He ended up making a decision he was proud of, and as a result, the personal statement gives us a sense of his character.

You can find the full essay on the Wheaton Academics website.

Here are some common questions about how to write a personal statement.

How Long Should a Personal Statement Be?

The length of your personal statement depends on the specific program you’re applying to. The application guidelines usually specify a maximum word count or an ideal word count.  

Most personal statements are between 500–800 words. That’s a good general range to aim for if you don’t have more specific guidelines.  

Should Personal Statements Be Different for Scholarships?

Many scholarship applications will ask for personal statements with similar prompts to those of college applications.

However, the purpose of a personal statement you’d write for a scholarship application is different from the purpose of one you’d write for a college application.

For a scholarship application, your goal is to showcase why you deserve the scholarship. To do that, you need to understand the mission of the organization offering that scholarship.

For example, some scholarships are meant to help first-generation college students get their degree, while others are meant to help women break into STEM.

Consider the following questions:

Why is this organization offering scholarships?

What would their ideal scholarship candidate look like?

How do your experiences and goals overlap with those of their ideal scholarship candidate?

You can use the same personal anecdotes you’d use for any other personal statement, but you’ll have a better chance of winning the scholarship if you tailor your essay to match their specific mission.

How to Start a Personal Statement

You should start your personal statement with a “hook” that pulls the reader in. The sooner you catch the reader’s attention, the more likely they’ll want to read the entire essay.

Here are some examples of hooks you can use:

A story (e.g. When the spotlight hit my face, I tried to remind myself to breathe. )

A setting description (e.g. My bedroom floor is covered with dirty laundry, candy wrappers, and crumpled sheet music. )

A funny anecdote (e.g. When I was a little kid, my friends nicknamed me Mowgli because of my haircut. )

A surprising fact (e.g. I've lived in 37 countries .)

There you have it—our complete guide to writing a personal statement that will make you stand out to the application committee.

Here’s a quick recap: 

A personal statement is a short essay that shows an application committee who you are

Start with a strong hook that pulls the reader in

Tell a story to engage the reader 

Write in your own voice, not in a formal tone

Good luck, and happy writing!

Hannah is a speculative fiction writer who loves all things strange and surreal. She holds a BA from Yale University and lives in Colorado. When she’s not busy writing, you can find her painting watercolors, playing her ukulele, or hiking in the Rockies. Follow her work on hannahyang.com or on Twitter at @hannahxyang.

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How to write the perfect teaching personal statement

Application and interview, tes editorial.

When applying for a new job, you may be competing with tens or hundreds of other applicants in a race for the role.

The HR manager or headteacher recruiting for the job will be scrutinising every detail of your application to make sure they are bringing in the right people for interview.

The application form is the first hurdle you have to get over and sets the first impression of you as a person in the recruiter’s mind.

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The personal statement: why does it matter? 

The personal statement presents the perfect opportunity to show you are an exceptional candidate, understand teaching and know the school you are applying to.

It is not an easy task and is a tricky thing to get right. It requires being concise and clear – it shouldn’t be too long or read like a list.

You should talk about yourself and your professional achievements, while at the same time apply those experiences to the school itself.

We spoke to Malcolm Trobe, deputy general secretary of the Association of School and College Leaders , about what goes into the perfect personal statement. Here's what he said:

What does a great teaching personal statement look like?

"In general, I would say no longer than two sides of A4 – typescript. It needs to be well structured and linked to the specific school. It will need to include a number of key areas, including behavioural management, educational philosophy, subject expertise, pedagogy, personal organisation and skills and enrichment activities that the candidate can bring."

What should it contain?

"I would recommend that candidates include three elements in each of the key areas:

• What their beliefs/philosophy/approach is – i.e., the theory
• Their experience in that area
• How they would use that experience in the school they are applying to and specific to the job they are applying for

The statement should also include something personal in terms of their outside interests to indicate that they live an interesting and well-balanced life."

What are school leaders looking to read in a good personal statement?

"They will want to see something of the person’s character come through. It must not be just a list of achievements or repeat of the CV. It needs to be well-written, error-free and mention the school they are applying for – but not too many times. It should read as if it has been specifically written for the school and job they are applying for. I would be looking for something similar to the approach I have indicated above, covering all of the key areas and indicating that they have a vocation for working with young people. Somehow I would like to see a ‘generosity of spirit’ come through in the statement."

How can a candidate stand out in a personal statement?

"A good personal statement needs to include something of the person themselves. It has to make the reader believe that the candidate has something special without bragging or appearing arrogant – but something a bit above what other candidates may offer. A really good introduction and ending are important, and it's worth spending a great deal of time crafting those sections of the statement. Hook the reader in at the beginning and finish on a high note so that they want to meet the person and explore what has been written."

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Money + Investing

Trump-Era Tax Cuts Are Expiring In 2025: How Changes Will Impact Retirees

Posted: April 22, 2024 | Last updated: April 22, 2024

The Tax Cuts and Jobs Act (TCJA), effective from the 2018 tax year, stands as a significant chapter in the history of tax legislation, heralding the most considerable tax code modifications in recent decades. It simplified the tax system by removing the personal exemption and substantially raising the standard deduction, leading to a reduction in tax liabilities for numerous American families.

However, it’s crucial to note that these changes have a temporal limit. Specifically, the personal tax adjustments brought about by the TCJA are set to sunset after 2025 unless legislative action is taken to cement them into the tax code permanently. This impending deadline underscores the importance of staying informed about potential tax reforms and understanding their implications for personal financial planning. Looking ahead, it’s beneficial to contemplate the possible shifts in the tax landscape and prepare for how they might impact individual financial strategies.

• The Tax Cuts and Jobs Act, commonly known as the “Trump tax cuts,” became effective in the 2018 tax year.
• Many of its alterations are set to expire after 2025.
• This expiration will result in the removal of certain beneficial tax incentives, while also reinstating a few, such as the deduction for state and local taxes (SALT).

What Tax Cuts Could Be Going Away?

The nature of these tax cuts’ longevity is heavily reliant on political will and legislative maneuvers. The decision to extend, amend, or let these provisions lapse will be shaped by the prevailing political landscape, leadership shifts, and shifts in policy focus. Given the dynamic nature of tax legislation, it is essential to remain vigilant about potential changes to tax laws that could influence your financial planning. Engaging with a tax professional or financial advisor is recommended to gain tailored advice that reflects your unique financial situation, ensuring that you are well-prepared for any changes in tax policy.

Several pivotal tax reductions enacted by the Tax Cuts and Jobs Act (TCJA) are at risk of expiring or undergoing changes after 2025 unless there is congressional intervention to prolong or adjust them. Among these crucial tax provisions potentially facing alteration or expiration include:

• Individual Tax Rates: The TCJA lowered individual income tax rates for most taxpayers. These rates could revert to their pre-TCJA levels.
• Standard Deduction: The standard deduction was significantly increased under the TCJA, making it a more attractive option for many taxpayers. This change may be reversed, affecting those who benefited from the larger standard deduction.
• Personal Exemption: The TCJA eliminated the personal exemption, which was a deduction taxpayers could claim for themselves and their dependents. Congress may reconsider reinstating this deduction.
• State and Local Taxes (SALT) Deduction: The TCJA capped the SALT deduction at $10,000, which disproportionately affected taxpayers in high-tax states. There could be efforts to lift or adjust this cap.
• Child Tax Credit: The TCJA increased the Child Tax Credit and made it more accessible to more families. Changes to this credit may impact families with children.
• Alternative Minimum Tax (AMT): The TCJA raised the AMT exemption, reducing the number of taxpayers subject to this alternative tax system. The AMT exemption could revert to previous levels.
• Estate Tax: The TCJA raised the estate tax exemption significantly, reducing the number of estates subject to federal estate tax. This provision might be revisited, leading to a lower exemption threshold.
• Business Tax Provisions: Several business-related tax cuts and deductions introduced by the TCJA could face changes, affecting businesses and investors.

What Tax Cuts Could Be Coming Back?

If some provisions of the Tax Cuts and Jobs Act (TCJA) are allowed to expire after 2025 or are modified, there could be a revival or reintroduction of certain tax benefits previously altered or removed by the TCJA. These potential changes might include:

• Personal Exemption: The TCJA eliminated the personal exemption, which was a deduction for each taxpayer and their dependents. Congress might consider reinstating this deduction, providing a tax benefit for families with dependents.
• State and Local Taxes (SALT) Deduction: The TCJA imposed a $10,000 cap on the SALT deduction, which primarily impacted residents of high-tax states. There could be efforts to lift or modify this cap, allowing taxpayers in those states to deduct a larger portion of their state and local taxes.
• Itemized Deductions: The TCJA limited or eliminated certain itemized deductions, such as the deduction for unreimbursed employee expenses and miscellaneous itemized deductions. Congress might reconsider these deductions or introduce new ones.
• Child and Dependent Care Credit: Tax credits for child and dependent care expenses may see changes. Congress could increase the credit amount or expand eligibility criteria to provide more relief to families.
• Education-Related Tax Benefits: Various education-related tax benefits, such as the Lifetime Learning Credit or the deduction for student loan interest, could be modified or expanded.
• Alternative Minimum Tax (AMT): The AMT exemption was increased under the TCJA, reducing the number of taxpayers subject to this alternative tax system. Future changes to the AMT exemption could affect taxpayers’ liability.
• Estate Tax: The TCJA significantly increased the estate tax exemption, reducing the number of estates subject to federal estate tax. If changes are made, the exemption threshold could be lowered.
• Energy Credits: Tax credits for energy-efficient home improvements, electric vehicles, and renewable energy installations could be extended or expanded.

How Could It Impact You?

The looming changes in tax legislation, particularly with the potential expiration or alteration of provisions introduced by the Tax Cuts and Jobs Act (TCJA), could significantly affect personal financial landscapes. For individuals and families, this implies possible changes in tax liabilities and the availability of deductions. An increase in tax rates or a reduction in deductions could lead to higher tax payments, impacting disposable income and broader financial strategies. On the flip side, the extension of existing tax cuts or the introduction of new tax benefits could offer relief in the form of lower tax bills or new deductions. This uncertain tax future underscores the importance of proactive financial planning. Staying abreast of legislative developments and understanding their potential impact on your finances is crucial. Consulting with a financial advisor or tax professional can provide personalized insights and strategies to navigate these changes effectively, ensuring you are well-prepared for any adjustments in the tax landscape.

How Should You Prepare?

Preparing for potential changes in tax laws necessitates staying updated on tax legislation developments and consulting with tax professionals or financial advisors. Regular reviews of your financial plan and budget are essential to understand how these changes might affect your finances, enabling timely adjustments. You might need to reevaluate your tax withholding or estimated tax payments to prepare for potential increases in tax liability. Additionally, exploring tax-efficient investment strategies and retirement planning options can help cushion any negative impacts on your long-term financial aspirations. This proactive approach ensures you’re not caught off guard by tax changes. By optimizing your financial strategies in anticipation of tax law shifts, you can better position yourself to maintain or even improve your financial health, regardless of the direction tax reforms take.

Financial Strategy

Navigating the dynamic realm of tax laws demands a strategic approach to finance. As tax regulations shift in response to changing political landscapes and economic conditions, both individuals and businesses must remain nimble in their financial planning to mitigate tax burdens and enhance financial outcomes. The cornerstone of this agility is a versatile financial strategy, enabling effective adaptation to regulatory changes.

Tax planning is a critical component of financial strategy, requiring a thorough evaluation of one’s financial landscape to pinpoint opportunities for tax optimization. This could involve leveraging tax-efficient investment options, utilizing deductions and credits, and strategizing the timing of income and expenses. Through diligent tax situation analysis and informed decision-making, one can stay prepared for any alterations in tax laws that could affect their finances.

Moreover, an adaptable financial strategy should resonate with broader financial aspirations, extending beyond immediate tax reductions to embrace long-term fiscal stability. Incorporating elements like retirement and estate planning, as well as investment diversification, customized to individual situations and flexible enough to adapt to tax law changes, is essential. Essentially, a forward-looking financial strategy not only addresses tax law shifts reactively but also engages in proactive financial management that aims to reduce tax implications and bolster overall financial health.

How A Trump Re-Election May Impact Your Finances Going Forward

As the 2024 presidential election approaches, economic issues stand at the forefront of Americans’ concerns. A recent survey reported by Fox Business indicates that half of the nation feels their financial condition has deteriorated compared to three years ago, during the previous presidential election cycle.

The presidency of Donald Trump has left a lasting mark on the country’s economic framework, largely due to significant tax reforms and changes in trade policies. With the possibility of a second Trump term on the horizon, it becomes increasingly important to thoroughly understand the impact of his first term, as well as the effects of the intervening Biden presidency, on the financial landscape of the United States. This knowledge is crucial for voters as they consider the future direction of the nation’s economy and their personal financial well-being.

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12 Biggest Mistakes Warren Buffett Says Poor People Waste Money On

Warren Buffett, one of the world’s most successful investors, has shared valuable insights on financial wisdom throughout his career. According to Buffett, one common financial mistake he’s observed is that people of modest means sometimes waste money on items that do not appreciate in value or improve their financial standing. He emphasizes the importance of avoiding excessive spending on things like designer clothes, luxury cars, and extravagant vacations. Instead, he suggests that individuals should prioritize investments in education, skills development, and building a strong financial foundation to secure their future.

Buffett has highlighted the pitfalls of high-interest debt, such as credit card debt and payday loans, as another area where people with limited financial resources often waste money. These forms of debt can quickly accumulate and erode one’s financial stability. Buffett advises individuals to be cautious about taking on high-interest debt and advocates for the importance of living within one’s means and saving for the long term. By making prudent financial choices and avoiding these common money-wasting practices, individuals can work towards achieving financial security and prosperity, regardless of their income level.

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Warren Buffett’s Advice To Nervous Investors: ‘Incredible Period’ For U.S. Economy Growth Is Coming To An End

Warren Buffett, the world’s most renowned investor, has recently indicated that the “incredible period” for the U.S. economy has been coming to an end recent months. Even his conglomerate, Berkshire Hathaway, has not remained unaffected.

During Berkshire’s annual meeting, Warren Buffett cautioned that the majority of their businesses are expected to report lower earnings this year compared to the previous year. This statement is somewhat surprising given Buffett’s historically bullish stance on the U.S. economy.

Buffett’s recent cautionary remarks mark a significant departure from his usual optimistic view of the U.S. economy. So, what has led to this change in perspective? It’s a combination of several factors, including persistent high inflation, escalating interest rates, and an ongoing banking crisis. These challenges have collectively contributed to Warren Buffett and his longstanding business partner, Charlie Munger, adopting a more prudent stance regarding the prospects for investment returns in the upcoming year. Munger succinctly summed it up by saying, “Get used to making less.”

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14 Thrifty Living Tips That Led To Warren Buffett’s Wealth – These Vices May Be Keeping You Down

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Remembering Charlie Mungar: 13 Common Financial Mistakes To Avoid At All Cost

Charlie Munger, Warren Buffett’s longtime business partner and Vice Chairman of Berkshire Hathaway, shared a similar perspective on prudent financial management. Munger, known for his sharp intellect and unconventional wisdom, emphasizes the significance of avoiding unnecessary expenditures that fail to contribute to long-term wealth creation. He believes that individuals should be wary of succumbing to the allure of fleeting pleasures, such as extravagant lifestyle choices and impulsive spending, which can hinder financial progress. Munger encourages a mindset that values frugality and the strategic allocation of resources towards endeavors that yield lasting benefits, echoing the philosophy of prioritizing education, skills enhancement, and the development of a solid financial base.

In addition to cautioning against frivolous spending, Charlie Munger underscored the dangers of accumulating high-interest debt. He recognized that debts with exorbitant interest rates, including credit card balances and payday loans, can pose a serious threat to financial well-being. Munger advocates for prudence in financial decision-making, advising individuals to steer clear of debt traps and instead focus on living within their means. Here is advice from Munger on how to steer clear of life’s financial traps

More From Financially+: Remembering Charlie Mungar: 13 Common Financial Mistakes To Avoid At All Cost

For the Latest Financial News, Headlines & Videos, head to Money + Investing

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Live updates: Trump hush money trial hears opening statements

Key things to know:.

• Opening statements in Trump's hush money trial begin Monday. 
• Trump is charged with 34 felony counts of falsifying business records as part of a scheme to bury stories that he feared could hurt his 2016 campaign.
• Among those expected to testify are Stormy Daniels, a porn actor who says she had a sexual encounter with Trump, and Michael Cohen, the lawyer who prosecutors say paid her to keep quiet about it.

NEW YORK - Opening statements in Donald Trump’s hush money trial are happening Monday in a New York court.

For the first time in history, prosecutors are presenting a criminal case against a former U.S. president to a jury. 

Trump, the presumptive Republican nominee, is accused of a hush money scheme aimed at preventing damaging stories about his personal life from becoming public.

FILE - Former US President Donald Trump speaks to the media with his lawyer Todd Blanche (R) after leaving the courtroom for the day at Manhattan Criminal Court during his trial for allegedly covering up hush money payments linked to extramarital aff

The 12-person jury is hearing opening statements from prosecutors and defense lawyers in the first of four criminal cases against Trump to reach trial.

The statements are expected to give jurors and the voting public the clearest view yet of the allegations at the heart of the case, as well as insight into Trump's expected defense.

Follow along for live updates:

10 a.m. ET: Court to end early today, ‘Access Hollywood’ tape allowed into evidence

An alternate juror has an emergency dental appointment this afternoon, and the court will adjourn at 12:30 p.m. local time. Judge Merchan had previously planned to adjourn the trial at 2 p.m. because of Passover. He plans to end at 2 p.m. on Tuesday for the holiday.

Meanwhile, the judge will allow the prosecution to introduce the "Access Hollywood" tape, where Trump boasted about grabbing women’s genitals without permission, into evidence. 

However, he won't allow them to show the actual video in court.

Trump’s lawyers objected to the use of a transcript. But Merchan said that in his view there is "no reason" why a transcript of the video "should not be admitted into evidence."

9:35 am ET: Trump sits down in court ahead of opening statements

The former president filled his cheeks with air and exhaled before sitting down, according to the Associated Press, which noted how photographers quickly crowded around him to snap photos ahead of the proceedings.

The gallery is packed with reporters, and the temperature in the courtroom is slightly warmer than on previous days, where the chill was a subject of much discussion, the AP reported. 

9 a.m. ET: Trump arrives at the courthouse

Former US president and Republican presidential candidate Donald Trump leaves Trump Tower to attend his trial for allegedly covering up hush money payments linked to extramarital affairs in New York, on April 22, 2024.  (Photo by CHARLY TRIBALLEAU/AFP via Getty Images)

Trump has arrived at the Manhattan courthouse for the start of the hush money trial, walking straight inside, according to the Associated Press. 

Earlier, he posted some of his most common refrains from Truth Social . "ELECTION INTERFERENCE!!!" he wrote in one post. "WITCH HUNT!!!" in another.

8:20 a.m. ET: Man who set himself on fire outside courthouse dies

Man sets self on fire outside manhattan courthouse.

The incident happened just outside the same courthouse where a jury was finally seated in the hush money trial of Donald Trump. Opening arguments in that trial could happen as early as Monday. FOX 5 New York reporter Jessica Formoso joins LiveNOW from FOX.

The man who set himself on fire last week near the courthouse where Trump is on trial has died, police said.

NYPD officials said early Saturday that the man was declared dead by staff at an area hospital.

Officials identified the man as Max Azzarello who traveled to the city from Florida, likely to promote far-reaching conspiracy theories, according to police.

Video from FOX 5 NY showed the man engulfed in flames outside the Manhattan Criminal Courthouse around 1:30 p.m. local time on Friday.

"Police! Police! There's a guy lighting himself on fire," a person is heard yelling in video taken at the scene.

Many police officers were nearby when it happened. Some officers and bystanders rushed to the aid of the man, who was hospitalized in critical condition at the time.

8 a.m. ET: Why isn’t Trump’s trial televised?

Regulations limiting media coverage in courtrooms date back nearly a century, according to the Associated Press. 

The spectacle of bright flashes and camera operators standing on witness tables during the 1935 trial of the man accused of kidnapping and killing Charles Lindbergh’s baby son horrified the legal community, the AP reported, citing a 2022 report by the New York-based Fund for Modern Courts.

But an interest in open government chipped away at these laws and — slowly, carefully — video cameras began to be permitted in courts across the country, often at the discretion of judges presiding in individual cases.

New York allowed them, too, on an experimental basis between 1987 and 1997, but they were shut down. 

Lobbyists for defense lawyers remain strong in New York and hold particular sway among lawyers in the state Assembly, Victor Kovner, a former New York City corporation counsel who advocates for open courtrooms, told the AP.

Trump's hush money case

Opening arguments monday in trump hush money trial.

Robert McWhirter, a criminal and civil rights lawyer, joins LiveNOW's Andy Mac to preview opening statements in former President Trump's hush money trial.

The indictment against Trump centers on payoffs allegedly made to two women, porn star Stormy Daniels and Playboy model Karen McDougal. 

Trump’s former lawyer and "fixer," Michael Cohen, paid Daniels $130,000 and arranged for the publisher of the National Enquirer supermarket tabloid to pay McDougal $150,000. 

Trump's company, the Trump Organization, then reimbursed Cohen and paid him bonuses and extra payments – all of which, prosecutors say, were falsely logged as legal expenses in company records. Over several months, Cohen said the company paid him $420,000.

Payments were also allegedly made to a Trump Tower doorman who claimed to have a story about a child he alleged Trump had out of wedlock.

The indictment, brought by Manhattan District Attorney Alvin Bragg, made Trump the first ex-president ever to face criminal charges. 

Trump has denied the accusations.

Who will appear in court?

Witnesses in the trial will include Cohen, Daniels, and McDougal. 

David Pecker, the National Enquirer’s former publisher and a longtime friend of Trump, and Hope Hicks, Trump’s former White House communications director, are also set to appear. 

Who are the jurors?

Trump trial: week one recap.

Jury selection in Donald Trump’s hush money case out of New York has concluded. A dozen jurors, plus alternates have been seated and opening statements are set to begin on Monday. LiveNOW's Andrew Craft spoke about week one of the trial with former federal prosecutor Doug Burns.

After being forced to release a seated juror, the judge on Thursday ordered the media not to report on where potential jurors have worked – even when stated in open court – and to be careful about revealing information about those who will sit in judgment of the former president. Here's what we can report.

Juror 1 and foreperson : A man who lives in New York City and has no children. Loves the outdoors and gets his news from The New York Times, Daily Mail, Fox News and MSNBC. 

When asked by Trump defense attorney Todd Blanche if he was aware Trump is charged in other cases and jurisdictions, and how that affects him, the man said, "I don’t have an opinion." 

Juror 2 : A man who said he follows Trump’s former lawyer, Cohen, on "X," formerly known as Twitter. He also revealed he follows other right-wing accounts including Trump’s former adviser, Kellyanne Conway. 

He has said he would unfollow Cohen as he may be a witness in the trial. 

Juror 3 : A middle-aged man who lives in Manhattan. He grew up in Oregon. He gets his news from The New York Times and Google. 

Juror 4 : A man who lived in New York City for 15 years. He is originally from California. He is married with three children and a wife who is a teacher. He has served on a jury before – both on a grand jury and a jury in a criminal trial. 

The juror said he gets his news from "a smattering" of sources and does not use social media. 

Juror 5 : A young woman who is a New York native. 

She gets most of her news from Google and Tiktok. 

Juror 6 : A young woman who lives in Manhattan and likes to dance. 

Juror 7 : A man who is married with two children. 

He gets most of his news from The New York Times, The Wall Street Journal, the New York Post and The Washington Post. The man has said he is aware there are other lawsuits but said, "I’m not sure that I know anyone’s character." 

Juror 8 : No information has been released about this juror. 

Juror 9 : A woman who lives in Manhattan. She is not married and has no children. 

She has never served on a jury before and does not watch the news. However, she said she does have email subscriptions to CNN and The New York Times. She follows social media accounts and listens to podcasts. She also enjoys watching reality TV. 

Juror 10 : A man who lives in Manhattan. He is not married and has no children. He does have a roommate who works in accounting. He rarely follows the news but he does listen to podcasts on behavioral psychology. 

Juror 11 : No information has been released about this juror. 

Juror 12 : No information has been released about this juror. 

How long will the trial last? 

The trial is expected to last anywhere from six to eight weeks. Trump is expected to attend court each day.

How can I watch the Trump trial?

The trial is not being televised. Instead, news reporters and producers will have the ability to sit inside the courtroom and deliver information to the public.

How many court cases is Trump involved in?

As of this report, Trump is currently involved in four criminal cases, which includes the hush money case. 

A second case out of Fulton County, Georgia, has charged Trump, as well as 18 others, with participating in a scheme to illegally attempt to overturn the former president’s loss to President Joe Biden in the 2020 presidential election. 

Trump is also involved in a third criminal case out of Washington, D.C., which charged him with allegedly conspiring to overturn the results of the 2020 presidential election in the run-up to the Jan. 6, 2021, riot at the U.S. Capitol. 

And his fourth case involves classified documents that Trump illegally retained at his Mar-a-Lago estate after he left the White House. 

RELATED: A guide to Trump’s court cases

The Associated Press, FOX News, FOX 5 NY and Catherine Stoddard contributed to this report. 

Keep these 10 financial documents forever. Scan and shred the rest.

Always hold onto birth certificates and social security cards, but it’s okay to cast off those old bank statements.

No matter how digital we’ve become, we’re still a paper nation.

Are your financial documents stuffed in a closet, files, shopping bags or stacked up on the floor?

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You may prefer to view it as organized chaos. But isn’t it really just a manifestation of your inability to discern what you need and what you should let go?

When I look at the piles of paper in my office accumulated throughout the past year, I know it’s time for another document dump. It’s part of my spring cleaning ritual .

Sometimes we hold onto all that paper because we aren’t sure what to keep and what to toss. Here’s a rundown of what should be retained.

Forever documents

Certain papers should be kept in a safe location where they are protected from damage, loss and theft. Such original documents, which may be hard or costly to replace, include:

• Birth certificates and adoption papers
• Death certificates
• Marriage and divorce records
• Social Security cards. Yes, you know the number, but there may be an occasion where you have to produce the actual card.
• Military service records, including discharge documents. An honorably discharged service member is eligible to receive funeral and burial benefits.
• Loan payoff statements. Here’s something important: If you negotiated to pay less than what you owed on a debt, keep the original agreement in perpetuity. Often when debt is sold to debt collectors for pennies on the dollar, the sale doesn’t include a lot of information, including documentation proving a payoff.
• Year-end pay stubs. If a company goes out of business you may not be able to track down the information should you need it later.
• Retirement or pension records. Be sure to keep the records from previous jobs.
• Estate documents
• Funeral programs. Although many funeral homes will post an obituary online, they are often shortened versions of the program you might receive at the service. I have a folder of programs because they contain a wealth of information that can be helpful in estate planning, including maiden names and other family history you might need. (In this case, I like keeping the originals rather than a scanned version.)

Loan documents: Keep original loan documents and statements until you have paid off the loan. Then, save the paperwork verifying the balance was paid in full. My husband and I are coming up on one year of paying off our home . I may be a little paranoid, but I’m keeping the original documentation.

Vehicle title: Keep the original as long as you own the vehicle.

Receipts for big-ticket items: For insurance purposes, in case of fire or theft, save receipts for big-screen TVs, computers and other major purchases. Hold on to each receipt as long as you own the item. Personally, I like to keep the original, but a scanned copy should be fine.

Home improvement purchase orders, receipts, canceled checks: Keep proof of any upgrades until you sell the home. If you have a capital gain from selling your primary home, you may qualify to exclude as much as $250,000 from your income or as much as $500,000 if you file a joint return with your spouse.

If you exceed these limits, here’s where having proof of the capital improvements helps your tax situation: “When you make a home improvement, such as installing central air conditioning or replacing the roof, you can’t deduct the cost in the year you spend the money,” according to TurboTax. “But, if you keep track of those expenses, they may help you reduce your taxes in the year you sell your house.”

Investment statements: If they are available online, you do not need paper copies. The most important reason to maintain these records would be to establish your cost basis when selling an asset to make sure you claim the proper capital gain or loss on your tax return.

3 to 7 years

Tax records: Record-keeping guidelines are tied to statutes of limitations. That’s generally three years, but it’s seven years for worthless securities and bad debts, according to IRS spokesman Eric Smith.

“For most people, the tax-related statute of limitations is pretty straightforward,” he said.

But there are special circumstances that extend that time. For example, getting a tax-filing extension, serving in a combat zone, qualifying for a disaster-area deadline postponement or a financial disability.

You must keep records, such as receipts, canceled checks and other documents that support an item of income, a deduction or a credit appearing on a return, according to the IRS.

But it doesn’t have to be an original. Scan and shred. The agency will accept a legible digital copy of a document.

“Electronic storage is also fine, as long as they can be retrieved, if needed,” Smith said.

Why keep even a scanned version after several years?

Your past returns contain your financial history — employment, investments and charitable giving choices.

But you won’t have to worry about having a scanned copy if you have an IRS online account. With an account, you can access a transcript of your return.

Maintaining years of tax returns can help if you ever need to research payments made into Social Security .

Medical bills: If you paid a medical expense with your health savings or flexible spending account, keep the receipt for three years. Consider it a tax-related document.

If you want more personal finance advice that's timeless, order your copy of Michelle Singletary's Money Milestones.

Credit card statements: Companies will provide you with a year-end statement that categorizes all expenses. If that works for you, shred the monthly statements you may have been getting in the mail.

And if you’re still getting paper statements, stop. Get them e-delivered. I still scan and save statements in case I close an account and no longer have online access.

Less than a year

There is no need to keep all those ATM or retail receipts. Once you get your statements, you can shred and toss.

Word of caution

I’ve mentioned this before, but be sure to research online services that will backup your scanned documents. By the way, an external hard drive attached to your computer is still vulnerable to hackers.

Make sure you also regularly update your computer software. The Washington Post’s Help Desk is a great source to help secure information.

B.O.M. — The best of Michelle Singletary on personal finance

If you have a personal finance question for Washington Post columnist Michelle Singletary, please call 1-855-ASK-POST (1-855-275-7678).

My mortgage payoff story: My husband and I paid off the house in the spring of 2023 thanks to making extra payments and taking advantage of a mortgage recast . Even though it lowered my perfect 850 credit score and my column about it sparked some serious debate with readers, it was one of the best financial decisions I’ve made.

Credit card debt: If you’re in the habit of carrying credit card debt, stop. It’s just a myth that it will boost your credit score. For those looking to get out of credit card debt, see if a balance transfer is right for you.

Money moves for life: For a more sweeping overview of my timeless money advice, see Michelle Singletary’s Money Milestones . The interactive package offers guidance for every life stage, whether you’re just starting out in your career or planning for retirement. You can also purchase a copy for yourself or as a gift.

Test yourself: Not rich and wondering what it’ll take to build your wealth? Take this quiz for my wealth-building tips.